Organize And Get Things Done

Do you feel like you’re always working to keep up, but don’t really get anything done, especially around holidays? In his best-selling book Getting Things Done, David Allen gives you an effective time management system to help you organize your stuff, your work activities and your personal life. Allen’s key idea is to start with a “mind sweep” ─ get everything out of your head and down on paper (or other written form). Once your mind is cleared, your productivity goes up and you can focus on creative action. His five basic stages of mastering your personal or professional “workflow” are: 1) Collect. Capture anything and everything that is on your mind. 2) Process. Decide what each thing means. Is it something you should do? Do it now or later? Can you delegate it (and track on a “Waiting For” list)? 3) Organize. Place the items in categories, such as Projects, Calendar, Next Actions and Waiting For, and sub-categories of your choice. (To help you visualize this, he includes a diagram for navigating through the processing and organizing phases of your workflow.) 4) Review. Go over Calendar and Action lists daily and do a weekly customized review to get clean and current. 5) Do. Make choices about your actions based on what you can do, how much time and energy you have and your priorities. Another one of his most popular methods is the “two minute rule.” If any task can be completed in less than two minutes (for example, a quick email response), do it immediately. Stop putting those little things off. Allen says Getting Things Done is “just advanced common sense.” But once you learn how to get everything under control, real change begins. Millions of people around the world have found that his methods work. To order the book, search for “Getting Things Done” at www.amazon.com.

Pet Insurance

As the cost of healthcare for pets continues to go up, having pet insurance might seem more necessity than luxury. Choosing the right pet insurance can be tricky, though, given the usual insurance fine print. Here are three of the main things to keep in mind when shopping around: • Pet insurance typically does not cover preventative medicine. It’s designed to help offset the costs of treating a serious injury and/or illness, not your pet’s annual wellness exams. Some plans do cover routine care, but they’re more expensive. • Pet insurance does not cover pre-existing conditions. You can still get insurance for a pet with a pre-existing condition, it will just be stipulated in your policy that it isn’t covered. Insurance companies get records from your vet to check on this. • Pet insurance is a reimbursement system. You’ll need to pay the full veterinary bill at the time of service and get reimbursed from the insurance company based on your plan. Ask your vet’s office for insurance recommendations. They don’t work directly with pet insurance providers, but they’ve no doubt heard positive (and negative) reviews from other customers about different providers.

Enjoy Your Own Company

Although the idea of “me time” has become more popular, there are people who equate being alone with loneliness—and no one wants that. Solitude can seem hard to find if you live in a busy city or a crowded house, but intentionally carving out time for yourself can have positive mental and physical health benefits. If, that is, you embrace being alone. Experts say that if being alone is your choice, you’re much more likely to enjoy the solitude and less likely to succumb to loneliness. But this doesn’t mean you have to become a hermit to be happy alone. It means you’re able to find happiness in solo pursuits of your choosing— exercising, birdwatching, creating art, or even working. If you struggle to do something you love when you’re alone, you may want to try an activity that boosts endorphin levels. After all, if you’re getting a happiness high from the activity, you’re more apt to do it again. Physical activity like gardening or beachcombing can work here (you don’t have to go to the gym to be physical), but you can also do volunteer work. Studies show volunteering makes people feel more fulfilled, and solo volunteer work may even be something you can do from home—think preparing meals for houseless people or making hats for preemie babies. The Japanese practice of “forest bathing” is a poetic term for something research has shown time and again: Spending time in nature is very good for us. Taking a solo hike in the woods is great, but movement isn’t necessary. You could knit in the park on your lunch break or watch flickers dig for ants in the backyard. It can also be a meditative experience, immersing yourself in the natural environment to allow you to take it in with all of your senses. Treat yourself to something special that you usually need company to justify, like dinner at a fancy restaurant or a ticket to the opera. And this doesn’t need to be expensive or even outside the home. You could cook a favorite meal, for instance, served on your good dishes. You don’t have to skimp on things you’d enjoy just because you’re flying solo.

Seattle Kraken Community Iceplex @ Northgate Station

If you’re looking for ideas this winter come skate where your Seattle Kraken skate! All ages and levels are welcome for daily public skate sessions. They offer learn to skate classes, learn to play classes, youth hockey leagues, and adult hockey leagues. Shop the Kraken Team Store or meet friends at the 32 Bar & Grill. Go Kraken!

Iconic Kerry Park

The 1.26 acre park on the south slope of Queen Anne was donated to the city in 1927 “so that all who stop here may enjoy this view” Thank you Mr. & Mrs. Kerry! On a nice day Downtown Seattle, Puget Sound and Mt. Rainier come to life right before your eyes!

What should we look for in a qualified, competent agent?

A. Just because someone passed a state licensing examination doesn’t mean they are qualified to handle your needs. All agents are not the same. Here are a few things you should look for in a qualified agent. 1. First, determine if they specialize in your area or type of home. 2. Ask them how they helped clients overcome specific problems they encountered in a past transaction. 3. Ask them specifically what they will do for you if they represent you. They should have a step-by-step plan of action. 4. Ask them how long they’ve practiced real estate, and how many transactions they have under their belt. 5. Ask them about their marketing skills. Most agents are trained to handle transactions and understand the law, but not all of them are trained in effective marketing. Coldwell Banker Danforth agents are all members of the National Association of Realtors. We are held to a higher standard and adhere to a strict code of ethics. We always put our client’s wants and needs before our own. I am ready to go to work for you today.

Save for a Home

Owning a home may still be part of the traditional American dream, but saving up to buy a home sometimes feels impossible. There are ways, though, that you can save money for a down payment regardless of your income and budget. Here are some tips to get you started. • Work On Your Credit Score. With a lower credit score, you’re likely to pay a higher interest rate on a home loan. Having a higher credit score usually means a lower interest rate, so you’d be paying less overall for the same house. Your credit score can also impact the down payment that’s required. • Concentrate on Reducing Your Debts. Banks look at your debt-to-income ratio with any home loan application, and one of the best ways to improve your credit score is to pay down your debts. This doesn’t mean you must have zero debts, of course, it just means your debt-to-income ratio may determine how big your down payment will need to be. • Cut Expenses. Do a careful audit of your monthly expenses and make a list of what might be unnecessary, like a streaming service you don’t really watch very often or a subscription or membership you forgot you signed up for. Look into refinancing things like student or auto loans. Think about a less expensive rental home to put that extra money away, too. • Automate Savings. Set up automatic transfers to an investment or savings account every time you get a paycheck. Have tax refunds automatically deposited into your savings, not checking, account. As you work on building up your savings, remember that this doesn’t mean you have to deprive yourself of anything fun—that would just lead to resentment. Refocus the idea of treating yourself to your new budget. Instead of a fancy dinner out or an international trip, for instance, opt for a less expensive happy hour date or a weekend getaway.

World Cup 2026

FIFA has announced Seattle is one of the host cities for the World Cup in four years’ time. The 2026 tournament is the first-ever combined bid to feature three nations hosting the event and is the first World Cup to have a field of 48 international teams. This will be the biggest soccer event in the history of Seattle. The Emerald City’s soccer love affair is well-documented going back to 1974 Sounders who played in Memorial Stadium. We have lead in MLS league attendance eight years in a row and have never missed the playoffs. Seattle will have a bright spotlight shinned on us and this event is guaranteed to bring even more tourism and of course tax revenue to our region.

2022 King County First Citizens Award

Mary’s Place has won the 84th Seattle King County Realtor award in recognition of the innovative work they do in addressing family homelessness. Mary’s Place began as a drop in center for women experiencing homelessness in 1999 and now operate 5- 24X7 family shelters. Last year they provided 141,412 overnight stays and helped 549 families find permanent safe and stable homes. Mary’s Place goal is “no child sleeps outside”. Congratulations and Thank You Mary’s Place! www.marysplaceseattle.org

Find More Free Time

Where does the time go? Even if you work a normal schedule and get a full night’s sleep, you still have about 50 free hours during the week – but most people say they still can’t find free time for hobbies and passions. Take these steps to find more time for YOU this winter: 1. Map your current time use. First track how you use your time. Keep a log for a week or two to get a good representation of how you spend your time now. Try the app Chronos for Android and iPhone for an easy-to-use and comprehensive time log. 2. Create a list of things you really want to do. Try to come up with a list of 50-75 things. Make some of them easy one-day things (visit a museum) that you can quickly accomplish and others things you tend to put off (practicing guitar). 3. Cut out unnecessary time-wasters and replace with something from your list. Cut out the time spent watching TV, surfing the internet, or attending too many functions. Start a new schedule and prioritize things that make you happy instead of time-wasters.

Help Young Adults With Finances

Keeping track of budgets, money spent, and money saved is a terrific way to start out on the road to a healthy financial future. Share these smartphone apps with the young adults in your life to easily track finances. Mint is a terrific way to track the 50/30/20 rule: 50% of income for essentials (e.g. rent, food), 30% for wants (e.g. shopping, eating out), and 20% for savings (e.g. paying down debt, “pay yourself first” emergency fund). YNAB, another budgeting app recommended by NerdWallet and free for college students for one year, encourages users to be more intentional with their spending, accounting for every dollar earned. NerdWallet also has its own free app that allows users to track spending, debt, and credit score, which follows us throughout adulthood. Consulting a financial adviser is another terrific piece of advice for the young adults in your life – it’s never too early to get advice on ways to achieve financial goals.

Color Scheme Websites

Whether you’re redecorating a room, designing a website, or just looking for inspiration to add pop to your wardrobe, there are several websites that help you create beautiful color schemes. Coolers: coolors.co/ The Coolers site (also available as an app and a Chrome extension) creates color palettes based on images you can upload, or you can simply browse their endless array of popular color schemes. Muzli: colors.muz.li/ With Muzli’s color palette generator, you start with one color and Muzli offers options for other colors that coordinate well with it. Colormind: colormind.io/ Like many similar websites, Colormind will produce color palettes based on images you choose or offer random color schemes for inspiration—but Colormind lets you save the colors/lock them until you land on a palette you love.

Topgolf – Renton

As we enter the fall and winter golf season there is no better time to visit Topgolf in Renton. I had a blast and highly recommend it even for those who have never been to a course. They have climate-controlled hitting bays so you will be comfortable even on a nasty day. Every bay features a sectional sofa, coffee table, HDTV, and a bar to enjoy a meal. You don’t need to bring clubs unless you want to, every bay has a full set available to use. There are 3 floors including a rooftop terrace with fire pit, several suites for VIP service, private event space, free table games and an outdoor patio with games. I thought the food and service was very good and hitting at the targets was a lot of fun! I would definitely go back and recommend it for an enjoyable outing.

Secure a Low Interest Rate

Securing a low mortgage interest rate helps make your monthly payment more affordable and saves money over the life of your loan. Besides using a larger down payment, here are three things to do to secure a low mortgage interest rate: 1. Compare multiple lenders and meet with your top three. Review the application process and your credit report to start working on any issues you may have. The higher your credit score, the better prospect for a lender you will become. Lenders will review the various loan programs with you. 2. Your debt-to-income ratio should be below 36 percent before you apply for a mortgage. The lower it is, the greater your eligibility for a higher loan amount. 3. Don’t make any drastic changes such as changing jobs or making large purchases on credit cards. You want lenders to see you have a stable job history and ability to make the payments. John Porter 206-954-8736 or john@mortgagemasterwa.com

Shop-Small Websites

“Shop small” and “shop local” are phrases we hear a lot this time of year. These websites will allow you to do just that, without leaving the house. www.etsy.com – The original online marketplace for makers, crafters, and artisans. www.storenvy.com – A place for independent brands to sell their wares. www.amazon.com/Handmade – The power of Amazon backs independent makers on its Handmade platform.

Dog Gone Seattle

Maybe you want to add a pet to your family this holiday season. Consider one of the fastest growing pet shelters in the country. Seattle area foster-based rescue dedicated to saving homeless dogs. Foster, volunteer, adopt, and donate. It takes a village! doggoneseattle.org

Lower Your Cell Phone Bill

• Auto pay: A number of wireless carriers reward their customers who opt for automatic bill payment by offering discounts off of their monthly bills. For example, Auto Pay customers receive $10 off at Verizon, $5 off at T-Mobile, and between $5 and $100 at AT&T. • Make your plan work for you: Take some time to really look at what your plan covers and make sure it’s a right fit for you. For example, if you travel a lot and are crossing international borders, opt for a plan that includes international coverage. On the flip side, if you’re staying closer to home, make sure your plan reflects that. • Go with prepaid: If you own your phone, prepaid wireless plans may be a fit at a lower cost. Mint Mobile offers data plans ranging from $15 to $30 a month, and Verizon-owned Visible’s unlimited data plan goes for $30. Pay upfront and be done for the year with AT&T’s 12-month, 16GB prepaid plan at $300 for 12 months. • Just ask: Experts suggest simply asking for a discount. Call your carrier and ask, “What can you do to lower my monthly bill?” You may find that after looking at your plan and asking a few questions the customer service rep will have ways for you to save. Follow up with, “What else can you do to lower my bill?” and you could find yourself saving $30 to $80 monthly. • Bonus savings: Be sure and take advantage of the bonus savings available through wireless carriers. Verizon offers complimentary subscriptions to Hulu, Discovery Plus, Disney Plus and ESPN Plus for six months for customers on select plans, and T-Mobile includes Netflix, Apple TV Plus, and Paramount Plus streaming for free with select plans.

Wrap Gifts Like A Pro

You’ve found the perfect gift and now it’s time to wrap it, but how? In addition to taking your time, here are a few tips to giftwrap like a pro. • Place the gift in a box to avoid odd shapes to tackle. • Pre-cut tape to leave hands free for wrapping. For a real pro move, use double-sided tape. • Measure the gift with wrapping paper before cutting to avoid coming up short. Add an extra inch or so for overlap. • Fold the cut edges of wrapping paper for crisp lines. • Add a wow factor (or cover up any mishaps) with a decorative bow. • Tie on a gift tag and voila – your gift is ready to give!

Bring Serenity To Your Home

Our homes should be our sanctuaries year-round – a place in which to escape, recharge, and reenergize for whatever may come our way. Discover a few ways to bring serenity to your home, without breaking the bank: • “A place for everything, and everything in its place” isn’t just a saying, but a way of living. Reducing clutter in your home alleviates anxiety, helps you sleep better, and encourages a happier environment. • Carve out some space for a reading nook, whether it’s a comfy chair tucked into a corner, a window seat with fluffy pillows, or a chaise with a throw blanket for a warming embrace. Flip on a nearby lamp and you’re ready to dive into the latest novel for some quiet “you” time. • Bring the outdoors in with fresh flowers, potted plants, or an armful of tree limbs loosely arranged in a tall vase. Glimpsing these bits of nature within your home will boost your mood, reduce stress, and make for a healthier, happier you.

Winter Travel - Check Those Tires

Take some time this week to walk around your car, paying special attention to the tires, to stay safe on the road this fall and winter. If you are heading over the pass this winter, be sure to have chains you know how to install. Consider purchasing AutoSock which is a lightweight solution to conventional chains or cables. They are made of Kevlar and other woven fabrics that provide traction and grip on snow and ice. They install and remove in minutes. They weigh just over one pound and come in a flat package, so they are easy to store in your trunk. Have extra food, water, a full tank of gas, and a warm blanket just in case you get stuck. Tread: Take a penny with President Lincoln’s head facing down. If you can still see the top of his head, it’s time for new tires. If not, you’re good! Pressure: Check your tire pressure regularly. If your tires are losing more than one pound per square inch (PSI) a month, it may be time to have them checked out. Rotate: Be sure to have your tires rotated on a regular basis so your tires will have a longer life. Snow Tires: Snow tires have a tread compound that gets harder as the weather gets colder so they provide a better grip. Studded Tires: If you need the best traction available for long winter driving then it's worth the cost and inconvenience to change them for the season.

Smart Grocery Shopping

Here are some supermarket tips and secrets that will make you a savvy shopper.  Approach grocery shopping like a job. You need to have a plan (take a list) and a budget to make the best use of your time and money.  Stick to a time schedule. Shop for what you need and get out. It is said that if you’re in the store more than 30 minutes, you’ll spend an extra 50 cents to $1 per minute as you walk the aisles.  Shop alone. Real Simple Magazine says parents will spend 10-40 percent more if they take their kids along. It might be worth it to hire a babysitter!  Only buy “food” at a grocery store. Generally, you’re better off buying toiletries, cleaning supplies and pet food at a big-box discount store.  Know the floor plan. Shop the perimeter first for fresh fruits and vegetables, protein and milk. You’ll find some good buys in the center aisles, but you’ll also be tempted by items like frozen convenience foods.  Don’t assume everything on sale is a bargain. Stores often display “sale” items at the end of the aisles. Manufacturers pay to have their products put there so they aren’t necessarily a good deal.  Check “price per unit.” Sometimes it’s cheaper per unit to buy two smaller items than it is to buy one supersize package.  Look high and low. Stores often place higher-priced items at eye level (brands pay for the space). Check prices on the top and bottom shelves.  Pay attention at checkout. Shoppers lose up to $3 billion a year on scanner mistakes (current sale prices not reflected).

Franklin D. Roosevelt

The first inauguration of F.D.R was held on Saturday March the 4th 1933. Broadcast nationwide on several radio networks, the speech was heard by tens of millions of Americans and set the stage for Roosevelt’s urgent efforts to respond to the unprecedented crisis of the time. So, first of all, let me assert my firm belief that the only thing we have to fear is…fear itself – nameless, unreasoning, unjustified terror which paralyzes needed efforts to convert retreat into advance. In every dark hour of our national life a leadership of frankness and vigor has been met with that understanding and support of the people themselves which is essential to victory. And I am convinced that you will again give that support to leadership in these critical days. The money changers have fled from their high seats in the temple of our civilization. We may now restore that temple to the ancient truths. The measure of restoration lies in the extent to which we apply social values more noble than mere monetary profit. The withered leaves of industrial enterprise lie on every side; farmers find no market for their produce; the savings of many years in the thousands of families are gone. More important, a host of unemployed citizens face a grim problem of existence, an equally great number toil with little return. Only a foolish optimist can deny the dark realities of the moment. We face the arduous days that lie before us in the warm courage of the national unity; with the clear consciousness of old and precious moral values; with the clean satisfaction that comes from stern performance of duty by old and young alike. We aim at the assurance of a rounded and permanent national life. I will return the courage and devotion that benefit the time. I can do no less. In this dedication of a Nation we humbly ask the blessing of God. May He protect each and every one of us. May He guide me in the days to come.

Ditch Anger

Anger can be a tricky emotion to handle: it’s not particularly nice to witness or to feel. Experts say it’s not always just the anger itself we should be concerned about, though. Often anger can be a warning sign that we might need to look a little deeper. Anger might come from a sense that an injustice happened, someone has crossed a personal boundary, or an event has occurred in which a person felt threatened. Anger is often a response to something in life feeling not quite right, or unfair. Left unattended, anger can manifest as resentment and unhelpful feelings toward a person or event, or even lead to depression and anxiety. Processed and acknowledged, though, anger can help us to identify personal boundaries and assert those with others. If you are having difficulty with anger, try these expert tips to better manage your feelings: • Strike while the iron is cold. In other words, do not respond to someone when angry. You may say something you later regret. • Find a way for the body to release the stress hormones associated with anger. Go for a walk, head to the gym, or go for a swim. Get your body moving. • Ask for a timeout. If you’re feeling anger in a heated discussion with a loved one it’s perfectly OK to ask for a timeout. You can park the topic and circle back to it once you both have calmed down and have a different perspective. • Meditate. This may sound like the last thing you’d want to do when you’re angry, but meditation can actually help deescalate the stress your body is feeling and provide a sense of calm and relaxation. That’s just what the body needs when experiencing anger.

Donating Clothes And Accessories

Is it time for a wardrobe facelift? Before hauling your old clothes away to the same secondhand store or tossing them in the trash, consider these options. Blue jeans: Old blue jeans donated through bluejeansgogreen.org will be turned into insulation in communities that need it most. Shoes: Both soles4souls.org and oneworldrunning.com accept gently worn shoes to donate to people in need around the world. Wedding and formal dresses: Most people only wear formal clothing a few times, so if your wedding dress or formal gowns are still in great condition, pass them on! Soon-to-be-military brides are on the receiving end at bridesacrossamerica.com, and Project G.L.A.M. (wgirls.org) provides teenage girls with prom dresses. Eyeglasses: If you’ve updated your prescription lately, donate old frames and lenses to new-eyes.org, where they’ll be passed on to someone who can’t afford new eyeglasses.

Grateful

Learning to be grateful in your daily life is a surprisingly effective way to improve your health and overall happiness. The benefits of being grateful can be huge. Studies show that people who are more grateful sleep better, feel healthier, have higher self-esteem, have more energy, and experience less stress. Staying grateful isn’t always easy, but with all these physical and mental benefits it’s absolutely worth the investment of your time. Here are some easy ways to practice gratitude on a regular basis. Try out a few of them to see which suits you best. • Keep a “gratitude journal” to jot down 1-2 things you’re grateful for daily. • Actively work on cultivating positivity by looking for a bright side to negative situations. • Pay someone an unexpected complement each day. • Talk about 2-3 positive moments from the day during nightly dinner conversation. • Offer a heartfelt – not routine – “thank you” for a mundane task, such as someone holding a door open for you at the store. • Say out loud what you’re grateful for, even if you’re talking to yourself. • Put a picture of your family, or whatever you’re most thankful for, somewhere you’ll see it multiple times a day. • Donate your time to a favorite cause. Monetary donations are great, but donating your time is even more effective at making you feel grateful.

Magic Of Cinnamon

Did you know that cinnamon offers more than just a great scent and taste? It has important health benefits too. A USDA scientist, Dr. Richard Anderson, recently found that cinnamon imitates the effect of insulin in the body. A study of Type-2 diabetics found that people who were given between 1-6 grams of cinnamon per day reduced their blood sugar by up to 29% depending on the amount of cinnamon they were given. In two other scientific studies, one that was published in Diabetes Research and Clinical Practice, rats were given cinnamon extract to see if it would improve how they metabolized glucose. These findings may help scientists understand the role of cinnamon on the body, and open the door to much needed research. Taken a step further, cinnamon may also help people reduce their chance of developing diabetes and improve the body’s ability to balance blood sugars.

Our Head Coach Pete Carroll

I am proud to be a Seahawks fan and proud to have Coach Carroll represents the Seahawks and our great city! He was born Sept 15th 1951 in San Francisco and began his coaching career in 1973. His playing days included multiple positions in high school and at Jr. College. After graduation he tried out for the World Football League but didn’t make the team. His only non-football job was selling roofing materials in the Bay Area; he decided that was not his calling. His smarts, energetic personality and positive outlook earned him his 1st coaching job and all these years later those attributes are his hallmark! He has been Head coach for 3 NFL teams and was Head coach for USC- winning 2 national championships. As Head coach he holds an impressive record of 251-136-1 including Super Bowl 48 win and Super Bowl 49 appearance. He recently signed a contract extension through 2025. I am thrilled to have him lead our Hawks!!

Design Simplicity

With home decor, the word “simplicity” may conjure images of starkly modern interiors with hard, polished surfaces and not much in the way of color. But simplicity can be a part of any design aesthetic—it’s just about the idea that “less is more.” First–clear the clutter. Clutter makes it difficult to focus, as your attention bounces around and can actually make you fell stressed. Next–ask yourself what the purpose of the room is. If it’s to relax in front the TV, start removing items that don’t add to that purpose. If it’s to sleep, maybe remove the TV and any other distracting items. Keep editing! Look at each item and remove any that don’t have a purpose. This clears floor space for ease of movement and helps you choose a few statement pieces that don’t compete with one another. So why choose simplicity? Rooms that incorporate simplicity feel more open, which can reduce stress and encourage relaxation. Spaces that are less cluttered are easier to clean, too, which means you spend less time cleaning and more time enjoying the room. An organized home also means sudden house guests don’t cause cleaning anxiety.

Clean Your Keyboard

Computer keyboards can hold more than 3,000 organisms per square inch. Yuck! Here’s how to keep it clean: 1. Cut the power by unplugging the keyboard or removing the batteries. 2. Remove dust using a small soft-bristled dusting brush, a small hand-held vacuum cleaner, or a can of air. 3. Gently remove keys and vacuum particles stuck to them. 4. Dampen a cotton swab with rubbing alcohol or an electronics-friendly disinfectant cleaner and run in between and the tops and sides of the keys.

Smart Refrigerator Storage

 Well-preserved foods (pickles, condiments) on the door (the warmest area).  Raw ingredients (eggs, meat) on a lower shelf (the coldest area).  Produce that is low moisture (apples, grapes, pears) in a crisper drawer with the window open (humidity control set to low) to slow down rot.  Produce that needs to retain moisture (lettuce, mushrooms, peppers) in a drawer with the window closed (humidity set to high) to prevent wilting.  Prepared foods and leftovers on the top shelf for easy access.  Bonus tip: Produce should be stored away from raw meat.

Pike Place Market Sign

The Pike Place Market has been a major draw for Seattleites and visitors since 1907! While it may be hard to believe the famous clock and sign have not always been there. The market was open for 30 years before the clock and sign were erected in 1937 and now we cannot imagine the market without it. Restoring the clock and sign is not a simple project. The sign is three stories tall, with fragile neon lights, and a challenging position. When you are trying to preserve the look of the sign and its intricate markings you need it done by hand. From the street the details don’t look like much but up close you can really appreciate them. This is not just another paint job! Fully restored the sign and clock will impress for many more years. Head down to the Market sometime soon and take a fresh look!

Long Commute

The average commute to work is around 25 minutes long. Get the most out of yours.  Experiment with the route. Leave 10 minutes earlier or later to see if the traffic patterns change.  Get the most bang for your buck. Do the math and find out if it makes sense to drive or take public transportation – or even a combination of the two.  Make it fun. Listen to an audiobook or podcast, or find a friend to share the ride.

The Power of Positivity

How you approach life can affect your health, according to several studies by medical professionals. Positive people tend to have fewer health problems and live longer lives than pessimists. The good news is if you’re not typically the bubbly type, you can learn an optimist’s skills to help improve your health and how you feel. How to do it: 1. First, determine the things that make you feel the happiest. It might be spending time with positive friends or favorite family members, walking the dog, or watching a funny TV show. Helping others tends to help you feel better too. 2. Next, schedule one of those things in every day’s agenda. Make it a necessary part of your day. 3. Focus on positive thoughts. When a negative thought arises, pause and find a way to spin it to the positive. Even if you don’t believe it at first, just thinking it or saying it aloud can affect your outlook. For example, change “No one wants to talk to me” to “I’ll find a way to talk to others at least once today.” 4. Make being healthier a priority. Exercise boosts your mood and has been proven to reduce stress, which can increase negativity in your life. A healthy diet makes your body and mind feel better, making it easier to be positive. 5. Avoid negative people. Nothing sidetracks a positive day like someone who always has something negative to say. It won’t happen overnight, but after practicing positivity for a few weeks you’re sure to have a better outlook.

Reduce Your Diabetes Risk

You may not be able to totally prevent type 2 diabetes, but there are steps you can take to lower your chances of getting the disease. • Talk to your doctor about your personal risk factors, such as age, weight, cholesterol level, blood pressure and family history. Make a personal lifestyle plan. • Choose healthier foods. Add these foods to your diet: broccoli, fish, blueberries, olive oil, spinach, walnuts, and dairy. For details, search for “Top 10 Super-foods For Type 2 Diabetes” at www.webmd.com. • Avoid sugary beverages, including soda and energy drinks. One 12-ounce can of regular soda has 150 calories and 40 grams of carbs. That’s the same amount of carbs in 10 teaspoons of sugar! • Exercise every day. Everything counts: walking, swimming, gardening. Just keep moving.

Add More Space In Your Closet

Is your clothes closet (or your teenager’s closet) a “hot mess”? Try these ideas to make it more functional. This is a great time to work on it with winter weather coming in just a few more weeks. • First things first: Empty out your closet and donate or consign everything you haven’t worn in the last two years. • Install closet organizing products available at stores such as the Container Store. Save time by inviting a friend to help! • Neatly stack folded clothes on shelves using inexpensive shelf dividers (see stores above). Stack no higher than 10 inches. • Hang scarves/belts/purses on shower curtain rings attached to a wooden hanger. • Get piles of shoes off the floor. Try an under-the-bed container. • For a quick fix, buy a small dresser or a bookcase from a garage sale or thrift shop and put it inside your closet.

Stocker Farms Fall Festival

As the temperatures begin cool it is the time to plan your family pumpkin patch visit. There are over 30 attractions this year including the Pumpkin Barn Photo Booth, Hay Rides, Candy Cannon & Pumpkin Cannon, Saturday Night Fireworks, and quality food trucks. This year Stocker Farms is partnering with the Seattle Kraken for the 2022 Corn Maze with proceeds benefiting the Ronald McDonald House. They have created the ultimate family outing for you to enjoy this fall! Have Fun! October 1st – 31st from 10am-6pm / Saturday fireworks at 7:30pm. $15. Weekdays and $20. Weekends. stockerfarms.com

Ways To Save Money On Your Grocery Bill

Groceries are a necessary expense but are you spending money that could be put towards a vacation or home-improvement project? Here are 5 ways to save on your grocery bill: 1. Make a meal plan before going to the grocery store and only buy items on the list 2. Never go to the grocery store hungry — you’ll buy way more items. 3. Look for cheap cuts of meat, like stewing meat, that can be made into soups and stews and bulked out with veggies. 4. Consider switching protein sources to chicken and beans/legumes, which are cheaper than red meat. 5. Make bulk recipes. For inspiration check out Bon Appetit’s website of cheap to make recipes: www.bonappetit.com/gallery/cheap-recipes for inspiration.

Woodinville Wine Country

If you love good food and good wine, you know that one of the great joys of traveling is sampling dishes and vintages that are unique to the country or city you’re visiting. You don’t need to go far to experience the joy and exploration of Washington’s growing wine and culinary industry. The Woodinville Visitor Center is the perfect place to begin your journey. Their friendly and knowledgeable staff are eager to help you find just what you are looking for and offer personalized recommendations to meet your allotted time and your budget. Enjoy! woodinvillewinecountry.com

Franklin D. Roosevelt

The first inauguration of F.D.R was held on Saturday March the 4th 1933. Broadcast nationwide on several radio networks, the speech was heard by tens of millions of Americans and set the stage for Roosevelt’s urgent efforts to respond to the unprecedented crisis of the time. So, first of all, let me assert my firm belief that the only thing we have to fear is…fear itself – nameless, unreasoning, unjustified terror which paralyzes needed efforts to convert retreat into advance. In every dark hour of our national life a leadership of frankness and vigor has been met with that understanding and support of the people themselves which is essential to victory. And I am convinced that you will again give that support to leadership in these critical days. The money changers have fled from their high seats in the temple of our civilization. We may now restore that temple to the ancient truths. The measure of restoration lies in the extent to which we apply social values more noble than mere monetary profit. The withered leaves of industrial enterprise lie on every side; farmers find no market for their produce; the savings of many years in the thousands of families are gone. More important, a host of unemployed citizens face a grim problem of existence, an equally great number toil with little return. Only a foolish optimist can deny the dark realities of the moment. We face the arduous days that lie before us in the warm courage of the national unity; with the clear consciousness of old and precious moral values; with the clean satisfaction that comes from stern performance of duty by old and young alike. We aim at the assurance of a rounded and permanent national life. I will return the courage and devotion that benefit the time. I can do no less. In this dedication of a Nation we humbly ask the blessing of God. May He protect each and every one of us. May He guide me in the days to come.

Highline Heritage Museum

Their mission is to collect, preserve and tell the stories of the Highline region and its people. A few of their major exhibits include; Southcenter Mall development, Normandy Park, Three Tree Point, Latinos in Highline, Hard Times during the Great Depression, area schools, the effects of the airport and our early immigrant settlers. It was great to see Jerry Robinson’s contribution of the Highline Times; I purchased many ads early in my real estate career. The Heritage Museum received funding to construct a new building from local residents, WA Capital Heritage, and a $1M grant from the Kingdome bonds. In 1987 the legislature agreed any surplus bond money would go to support heritage projects. I sure enjoyed visiting the museum and plan to return soon! Thu-Sun 1-5 ----Current Special Exihibit - The Ambaum Family - 819 SW 152nd St / 206-246-6354 / highlinehistory.org

Furnace Tune-up Season

This is the time of year when you fire up the furnace and get ready for cold fall and winter days. A quality furnace should last more than 20yrs if you properly maintain it. A standard service is a couple hundred dollars and takes about an hour. Glendale Heating is the company I trust and have been recommending for many years. Glendale Heating will get your furnace ready for the season! 206-243-7700

Coffee Is Good For You

Studies show that black coffee – in moderation (no more than 5 cups a day) – can be good for your health. Here are four benefits you probably haven’t considered: 1. Coffee contains nutrients and antioxidants such as riboflavin, pantothenic acid, manganese, potassium, magnesium and niacin. These are all things your body needs to function well. 2. It also contains caffeine. Caffeine speeds up your metabolism and aids in fat burning. Health.com says it may protect brain cells from damage that contributes to the development of Parkinson’s, dementia, and Alzheimer’s. Avoid it, however, at least four hours before bedtime, or if you have caffeine sensitivity. 3. Drinking one or two cups per day can reduce your risk of cardiovascular and liver disease, as well as lower your risk of developing type 2 diabetes. 4. Coffee may fight depression and make you happier. But, seriously, try to hold off on the venti white chocolate mocha lattes.

Bottled Water

You’ve likely heard that bottled water has major environmental consequences, but how bad is the problem? Here are a few facts from thewaterproject.org that illustrate the severity of the situation: • Approximately 80% of single-use water bottles in the U.S. become “litter,” and one bottle takes more than 1,000 years to bio-degrade. • U.S. landfills have two million tons of discarded water bottles in them. • It takes three liters of water to package one liter of bottled water. In response to the bottled water problem, some cities and businesses have banned it, but what can you do? • Skip the single-use water bottle, and invest in a reusable water bottle. If you forget it, buy multiples to keep in vehicles, the office, and your gym bag. • Drink tap water. Several studies have been done to show municipal tap water is usually just as safe as bottled water. • Refrigerate water. Cooling tap water helps remove the chlorine taste many people feel is in tap water. • Boil water if you are concerned water might be contaminated.

Money Advise

Here are some words of so-called “wisdom” that still get trotted out from time to time but that it might be best for you to ignore. 1. “Cancel credit cards you’re not using.” Having a few credit cards isn’t necessarily bad for your credit score, and it can be good. If you’ve had a card for a long time with a history of on-time payments, consider keeping it even if you’re not using it anymore. Check your terms though, because some companies will cancel inactive cards. 2. “Don’t spend money on little luxuries.” Deprivation isn’t always the answer, even if you’re working hard to save money. Your time is worth something, too—paying someone to take care of things like mowing your lawn means you’ll have more time for, say, investment research or starting your own business. 3. “Get the most house your bank allows.” When you get pre-approved for a home loan, it may be tempting to buy a house for the maximum the bank will give you. But just because the bank will lend you the money doesn’t mean that’s within your budget. Calculate how much of your paycheck would go to your mortgage every month—and also how much more you’d have for other investments and expenses if you bought a less expensive house. 4. “Contribute the maximum to your 401(K) every year.” If you have an employer match on 401(K) contributions you make, you should definitely contribute that amount. Paying more than the amount your employer matches, however, may not be the best option if you could invest extra money elsewhere for things like an emergency fund.

Eliminate House Smells

Smell: Musty or “old home.” Problem: Mold that may be due to poor ventilation in rooms, leaking plumbing, or condensation buildup on windows. Solution: Small amounts of mold can be cleaned with soap and water. Smell: Smoke, sour milk, pet urine, and similar smells. Problem: A variety of smells become absorbed by carpets and paint. Solution: Deep clean carpets and walls. Consider repainting walls. Replace air filters on a frequent basis. Smell: Rotting animal. Problem: Common areas in the home where animals may have snuck in and died are in the attic, wall, or chimney, or under the house. Solution: Remove the carcass yourself or call a pest control company (follow your city’s sanitation guidelines). Use a commercial product to help eliminate lingering odors.

Can Optimism Make You Healthy?

In a study of first year law students at the University of California at Los Angeles, psychologists discovered students with positive attitudes and expectations had stronger immune systems and overall good health. Researchers drew blood from “declared optimists” and a control group. They then measured levels of key immune cells at the beginning of the semester. At that time there was no difference, but well into the stress-filled semester the optimists showed significantly higher levels of key immune cell activity than their less-than-positive counterparts. Keep smiling—you’ll live longer!

Ask for Help

Here are a few tips to keep in mind when you realize you need a little help but you’re still feeling uncomfortable asking for it. Figure out what you need help with. Be as specific as possible. You might be frustrated and just thinking, “I can’t figure this stupid project out”—but your helper will need to know exactly what the hurdle is if they’re to be of any use. Think about a piece of information, for instance, that might unlock a clear path to completion, and then seek out someone who can help provide that information. Skip “sorry.” When you apologize first, it sends the message that what you’re asking for is burdensome, when studies show most people genuinely want to help others. It may feel polite to start with “sorry,” but resist the urge. Think of “help” as a team effort. Asking for help usually isn’t about asking for someone to swoop in and rescue you—it’s about getting their help with something you’ll work on together. Collaborating on a solution often produces better results—a second set of eyes on a challenging problem can give you insights you’d never have reached alone. Say thank you. Gratitude is powerful stuff, so be sure to express yours when you’ve gotten someone’s help. Saying “thank you” verbally is a must, and it’s also extremely good practice to send a note to them later on with an update on the problem you sought their help with.

Scan Files With Your Phone

Put technology to work for you in overcoming the dreaded mountain of paperwork! Did you know you can scan and organize important documents with your smartphone or tablet? With an iPhone, open the Notes app, select the camera button, and “Scan Documents.” You can also open the Files app and choose “Scan Documents” from the three-dot menu. Then you can upload them directly to your iCloud account. With Android phones, open the Google Drive app, select the “Add” option, and then “Scan.” The files are automatically saved to your Google Drive. There are dozens of other scan-capable apps you can download, both paid and free. Microsoft’s Lens app (free) has a setting to scan business cards that pulls relevant contact information and adds it to your contacts. Adobe Scan (free) gives you the ability to not only scan documents as PDFs but also review, edit, and sign PDFs you receive. Apps like Expensify, QuickBooks, and Abukai let you scan receipts to cut down on the data entry you would otherwise need to do.

Anyone Can Meditate

Meditation has long been touted for reducing stress and increasing mental clarity, but it’s also been shown to help with physical ailments like fibromyalgia, inflammatory bowel disease, and rheumatoid arthritis. Making a conscious effort to clear your mind can be easier said than done, but even the unconvinced can start a meditation practice today.  You don’t have to sit still. If you feel restless when sitting, try walking while meditating. Take slow, calculated steps. Remain aware of the sensation in your feet each time you lift and set them back down.  You don’t need a silent location. If there are noises around you, then notice and acknowledge sounds you hear while meditating.  You don’t have to go it alone. Many apps help guide beginners through the meditation process. Headspace (headspace.com) and Calm (calm.com) lead users through a daily 10-minute sessions.

4 Ways to Save Money That Won't Hurt

Here are several easy ways to save money that you may not have considered: 1. Carpool to work. Sharing a ride with neighbors or colleagues is not only good for the environment, but it’s easy on the wallet as well. Ride-sharing even one day a week has been shown to save carpoolers 10%–20% of commuting costs. Bonus tip: If carpooling doesn’t work with your schedule, look into taking public transportation instead of driving. You’ll save money on gas, car maintenance, and parking. 2. Make a meal plan. Dining out takes a huge bite out of many family budgets because most people don’t plan ahead. Every weekend, draw up a meal plan for the week ahead and shop for the needed ingredients. The excuse that “there’s nothing to eat” won’t be an option when dinner time rolls around. Bonus tip: Take a detailed list to the grocery store so you won’t be tempted to buy items on an impulse. 3. Maintain your vehicle. Schedule oil changes and appropriate tune-ups when recommended. These have a financial cost upfront, but simple, ongoing maintenance work is far less expensive than major repairs that might be required if these are overlooked. Bonus tip: Learn how to change the oil in your car and perform basic maintenance yourself to avoid paying shop fees. Or, find a friend or neighbor who has these skills and make an exchange. An oil change for a week’s worth of dog walking only requires time! 4. Read e-books. Instead of buying new hard-copy editions, purchase digital books, which can be significantly less expensive. Bonus tip: Can’t give up the good ol’ ink-and-paper book? You can still save money by shopping at used bookstores or purchasing used books online. Alternatively, hold a book-swapping party with friends and you’ll all walk away with new-to-you books at no cost.

More Free Time

Where does the time go? Even if you work a normal schedule and get a full night’s sleep, you still have about 50 free hours during the week – but most people say they still can’t find free time for hobbies and passions. Take these steps to find more time for YOU this winter: 1. Map your current time use. First track how you use your time. Keep a log for a week or two to get a good representation of how you spend your time now. Try the app Chronos for Android and iPhone for an easy-to-use and comprehensive time log. 2. Create a list of things you really want to do. Try to come up with a list of 50-75 things. Make some of them easy one-day things (visit a museum) that you can quickly accomplish and others things you tend to put off (practicing guitar). 3. Cut out unnecessary time-wasters and replace with something from your list. Cut out the time spent watching TV, surfing the internet, or attending too many functions. Start a new schedule and prioritize things that make you happy instead of time-wasters.

Strong Family Bonds

Strong families spend lots of positive time working on family projects and playing together. 2. Appreciate One Other. Strong families appreciate each other’s unique qualities and contributions and express their feelings openly. Make a commitment to compliment each other at least once each day. 3. Foster Communication. Strong families listen to each other, respect each other’s opinions, and avoid interrupting. One of the most valuable ways to foster communication is by having at least one meal together each day. Do your best to set an example by putting away your phone or computer during meal time. 4. Strengthen Commitment. Strong families work together to solve their problems. They may not always agree, but they are willing and able to bring things out into the open and to talk about them. 5. Create Traditions. Strong families stay connected – another reason for having at least one meal together each day. Also, give your children the gift of friendship with their cousins, aunts, and uncles by keeping in touch regularly. 6. Set Rules and Expectations. Strong families set and put into practice clear guidelines and limitations. Family members take responsibility for their actions. Give grace and grace will follow.

Gas Leak?

Use these senses to recognize a gas leak: • SMELLING – If your house smells like rotten eggs, you may be in serious trouble. Natural gas suppliers add the scent to the gas as a warning that harmful vapors are leaking into the air. • HEARING – a leak may make a hissing sound or a loud roar. • SEEING – a leak may cause dust or debris to fly, create bubbling movement in water, or cause discoloration in green vegetation. Here’s how to respond to this deadly danger: • Get everyone out of the house, move a safe distance away, call 911 and your local gas company for help. To prevent electric sparks that could ignite an explosion, follow these tips: • Don’t turn on or off electrical switches. • Don’t start your car in the garage or use garage door openers. • Don’t strike a match.

Dress Your Home for Success

When selling your home, look at your home through a potential buyer’s eyes, and follow these steps to make it show well and receive a good offer: • Clean and repair. Your buyer’s first impression is from the street. Clean up the yard, the landscaping and check your exterior paint job. On the inside, shampoo the carpets, scrub the floors and clear off all the counters. Remove old wallpaper and paint the walls a neutral color. Fix things that need fixing, like squeaky doors, broken tiles etc. • De-Clutter. Get rid of all that “stuff” you’ve accumulated in the garage, the backyard and the basement. And don’t forget the closets! • “Stage” it to look like a model home. Put away your personal items and remove large pieces of furniture. Ask your REALTOR® for ways to “dress up” your home (candles, new linens etc.) to maximize your selling potential.

Fall Colors

A trip to New England to take in their amazing fall colors is out of the question but there is no reason you can’t make memories right here in the Seattle area. Here are a few ideas to explore on a nice fall day! • Washington Park Arboretum – The Arboretum is a welcome oasis on the shores of Lake Washington jointly managed by Seattle Parks and the UW. 230 Acres of trees and plants found nowhere else in the NW. • Kubota Gardens – A work of art that will awaken a feeling of serenity, humility, and gratitude. Largest Japanese Garden in the region. 20 acres, 9 ponds, 2 red bridges and 140 maple varieties. • Lake Wilderness Park – Lake Wilderness Park is the crown jewel of Maple Valley. Enjoy their 117 acres with two creek systems, three wetlands, extensive wildlife and outstanding views of Maple Tree forests. • Discovery Park – 534 acre park in Magnolia with a lighthouse on the westernmost point. Amazing views and lots of native trees with a 11.8 mile trail system.

Donate Old Clothes Season

It is time for a wardrobe facelift. Before hauling your old clothes away to the same secondhand store or tossing them in the trash, consider these options. Blue jeans: Old blue jeans donated through bluejeansgogreen.org will be turned into insulation in communities that need it most. Shoes: Both soles4souls.org and oneworldrunning.com accept gently worn shoes to donate to people in need around the world. Wedding and formal dresses: Most people only wear formal clothing a few times, so if your wedding dress or formal gowns are still in great condition, pass them on! Soon-to-be-military brides are on the receiving end at bridesacrossamerica.com, and Project G.L.A.M. (wgirls.org) provides teenage girls with prom dresses. Eyeglasses: If you’ve updated your prescription lately, donate old frames and lenses to new-eyes.org, where they’ll be passed on to someone who can’t afford new eyeglasses.

Be Ready In An Emergency

It’s always a good idea to have an emergency preparedness kit ready to grab at a moment’s notice. Some items are standard, regardless of who you are or where you live, such as a flashlight, first aid kit, and multi-purpose tool. Consider the specific needs of those in your family and geographical location as well. Find pre-made lists and help in building an emergency kit at ready.gov/kit and redcross.org.

Current Money Advise

Here are some words of so-called “wisdom” that still get trotted out from time to time but that it might be best for you to ignore. 1. “Cancel credit cards you’re not using.” Having a few credit cards isn’t necessarily bad for your credit score, and it can be good. If you’ve had a card for a long time with a history of on-time payments, consider keeping it even if you’re not using it anymore. Check your terms though, because some companies will cancel inactive cards. 2. “Don’t spend money on little luxuries.” Deprivation isn’t always the answer, even if you’re working hard to save money. Your time is worth something, too—paying someone to take care of things like mowing your lawn means you’ll have more time for, say, investment research or starting your own business. 3. “Get the most house your bank allows.” When you get pre-approved for a home loan, it may be tempting to buy a house for the maximum the bank will give you. But just because the bank will lend you the money doesn’t mean that’s within your budget. Calculate how much of your paycheck would go to your mortgage every month—and also how much more you’d have for other investments and expenses if you bought a less expensive house. 4. “Contribute the maximum to your 401(K) every year.” If you have an employer match on 401(K) contributions you make, you should definitely contribute that amount. Paying more than the amount your employer matches, however, may not be the best option if you could invest extra money elsewhere for things like an emergency fund.

Time For New Tires?

Take some time this month to walk around your car, paying special attention to the tires, to stay safe on the road. September is dry but just think in a few weeks we are into October and you want to have good tires this fall and into the winter months. • Tread: Take a penny with President Lincoln’s head facing down. Place it into each tire’s tread. If you can still see the top of his head, it’s time for new tires. If not, you’re good to go! • Pressure: Check your tire pressure regularly. If your tires are losing more than one pound per square inch (PSI) a month, it may be time to have them checked out.

Find a Hidden Gem at Schmitz Preserve Park

Have you ever wondered what the Seattle forests looked like? Well the last of our untouched old growth forest is located in West Seattle! Former parks commissioner Ferdinand Schmitz was watching our forest rapidly disappear and decided to act. His 1908 donation allowed a small piece of it to remain as nature intended. Enjoy!

Make Your Next Dr. Appointment a Success

You can make your next appointment a stress-free success with a bit of preparation. Try these tips: • Take notes: If you’re having specific symptoms, keep a journal of the day-to-day changes. Add details like what you eat, what time, changes in mood or appetite, as any little detail might be important. If you’re taking medications, include those as well so your doctor is fully informed. Make notes, too, of questions you have for your doctor – your visit is a two-way conversation and you want to maximize both your own time and your doctor’s. • Timing is everything: Delays at the doctor’s office can increase feelings of anxiety and nervousness. If you can, make appointments first thing in the morning. That could help you avoid the inevitable delays as doctors see other patients and appointment times run over. Try to make sure your day is as free as possible so you don’t stress about your next task if you end up waiting. • Be honest: Not being entirely honest or withholding information from your doctor can be a detriment to you and your health. Remember: your doctor is there to help you. If you find you have a hard time actually saying something you’re embarrassed about–try practicing it out loud in a mirror before your appointment. • Be flexible: You may have a specific treatment in mind when you go into your appointment, but your doctor is a professional. It’s a good idea to at least listen to all the options.

How to Say No (Nicely)

Saying “no” to friends, family, and coworkers often means you get to say “yes” to your own needs. Doing so politely means people still like you! Here are ways to say no that won’t alienate others:  When your boss gives you a new assignment: “That project sounds interesting. I already have a lot on my plate, what should I put on the back burner to accommodate this?”  When you’re asked to give to a charity: “I’ve already donated my planned amount this month (or year), but tell me more about this charity for my next charitable round of giving.”  When you’re asked to lend your truck for a move: “I’m sorry, I don’t loan out my vehicle, but let’s talk about the date – maybe I can do the driving myself.”  When you’re asked to run the school bake sale – again: “You know, I think I’ve done the last two. Why don’t we see if someone else can take a turn?”

Best Weather Websites

Weather can change on a dime. Here are some websites to keep an eye on what’s happening to-the-minute. www.weather.com – Local, national, and worldwide forecasts from The Weather Channel. www.accuweather.com – Area forecasts down to the minute. Arguably the most accurate! www.noaa.gov/weather – The National Oceanic and Atmospheric Administration runs this site, with authorized severe weather warnings and lots of graphs and data.

Help Young Adults With Finances

Keeping track of budgets, money spent, and money saved is a terrific way to start out on the road to a healthy financial future. Share these smartphone apps with the young adults in your life to easily track finances. Mint is a terrific way to track the 50/30/20 rule: 50% of income for essentials (e.g. rent, food), 30% for wants (e.g. shopping, eating out), and 20% for savings (e.g. paying down debt, “pay yourself first” emergency fund). YNAB, another budgeting app recommended by NerdWallet and free for college students for one year, encourages users to be more intentional with their spending, accounting for every dollar earned. NerdWallet also has its own free app that allows users to track spending, debt, and credit score, which follows us throughout adulthood. Consulting a financial adviser is another terrific piece of advice for the young adults in your life – it’s never too early to get advice on ways to achieve financial goals.

Walk Your Way to a Ling Life

 Walking Relieves Stress And Invigorates Your Mind And Body. Walking will make your heart stronger, improve your lung capacity, and the efficiency of your breathing. Walking circulates more oxygen through your body and is very effective in lowering your blood pressure. A regular walking routine can be your best preventative medicine – greatly lowering your risk of stroke, diabetes, osteoporosis, high blood pressure, and even depression.  People Who Walk Live Longer. The U.S. Centers for Disease Control and Prevention conducted an 11-year study of 2,896 adults in their late 50’s who had been diagnosed with diabetes. Researchers found those subjects who walked just two hours a week had a 39 percent lower death rate from all causes! They speculate that if every healthy person in the United States walked briskly just 30 minutes a day, the incidence of many chronic diseases would go down 30 to 40 percent. So grab your shoes and get walking…your body will be glad you did!

Teach Life Skills

Teaching kids how to approach and solve life’s challenges is one of the biggest jobs parents face. Here are a few tips to help your children (or grandchildren) grow into self-sufficient and responsible adults: • Teach Kids To Look For Solutions. When kids are faced with a problem, have them identify several options and solutions. Then you can help them choose which solution works best. • Teach Kids Responsibility: Let kids know they are responsible for their actions. They have to do their homework, but you can offer them two “positive choice” options: Do you want to do it in 15 minutes or 30 minutes? Teach them how to organize, and give them the tools to stay organized (calendar, palm pilot, notebook). • Teach Kids How To Make Good Choices. Giving kids choices empowers them to make their own decisions. Have them weigh the pros and cons of their choice, and let them make the decisions. • Teach Kids How To Deal with Failure. Teach your children that failure is not personal, permanent, or pervasive (i.e. losing a soccer game doesn’t mean you’re bad at other things as well). Developing a positive explanatory style early in life will help your children live a happier, healthier and more successful adult life.

Optimism Can Make You Healthy

In a study of first year law students at the University of California at Los Angeles, psychologists discovered students with positive attitudes and expectations had stronger immune systems and overall good health. Researchers drew blood from “declared optimists” and a control group. They then measured levels of key immune cells at the beginning of the semester. At that time there was no difference, but well into the stress-filled semester the optimists showed significantly higher levels of key immune cell activity than their less-than-positive counterparts. Keep smiling—you’ll live longer!

Garage Sale Tips

Ready to get rid of clutter? Use these tips to hold the best garage sale this summer:  Plan ahead and publicize everywhere. Use CraigsList.org, word-of-mouth, emails to friends, and spend some time on legible signs that guide people to your home.  Get your kids to donate items and participate in the sale. Team up with neighbors so you’ll have more to offer.  Arrange items by category (books, clothes, etc.) and put some of your sure-to-sell items up front (in the driveway) to draw customers in.  Make sure every item is clean and reasonably priced. A rule of thumb is one-half to one-third of the original price, depending on the item. Be prepared to negotiate – everyone wants a bargain.  Get some music going (plus snacks) to keep things lively.

Food Safety

You probably learned some basic food safety tips from your parents or in school. But here are some important rules you may not know about.  Food safety starts at the grocery store. Pick up frozen and refrigerated items last before checking out.  Even fruits and veggies you peel should be washed before eating, since it’s very easy for bacteria to transfer from the peel to the part you’ll eat.  Raw flour can carry E. coli, among other things, and should only be consumed after it’s been cooked.  Thaw meat in the fridge when possible, but you can also safely thaw it in cold water or in the microwave. If thawed in water or the microwave, meat should be used immediately.  All marinating should be done in a covered container in the fridge, not on the countertop. Even acidic marinades can allow bacteria growth at room temperature.  Your nose is not a reliable tool for testing food safety. Things that cause food poisoning don’t always make things “smell bad.” Refer to the U.S. Department of Agriculture’s Safe Storage Times chart instead at: www.foodsafety.gov/keep/charts/storagetimes.html

Can we Develop Charisma?

Yes, you can, says, D.A. Benton, author of Executive Charisma. Here are five skills you can practice to improve your charisma quotient. 1. Be confident. When introducing yourself say your name and then tell something about yourself. This helps to draw a question from the other person, and can lead the person into a conversation with you. 2. Walk with purpose. Pause before entering a room and project confidence as you walk into the room. 3. Use the double hand shake. When you shake someone’s hand, use the two-handed grasp. While shaking with right hand, your left hand grasps the person’s arm at or below the elbow. 4. Focus on your goal. Charismatic people know what they want and are passionate about it. Focus on what you want and how to get there. 5. Be a good listener. Listen when other people talk. Value their opinions and make eye contact.

Miracle Health Food

If you love chocolate, you don’t need to feel guilty anymore! Here’s why. Nutritionists at Penn State University have discovered that chocolate has powerful (and very healthy!) antioxidant properties. Chocolate (especially the very dark chocolates) have been found to have high levels of the antioxidant flavonoids called flavanols. Long-term studies have shown that people with high blood levels of flavonoids have a lower risk of heart disease, lung cancer, prostate cancer, asthma, and type-2 diabetes. Researchers found that Dove Dark Chocolate packed a walloping amount of the heart-healthy flavanols. It reduced bad LDL cholesterol, boosted antioxidant levels in the blood and raised good HDL cholesterol by 4 percent. In the lab, they discovered chocolate reduces blood clotting, and may stabilize arterial plaque, making it less likely to travel and cause stroke and heart attack. “The chocolate flavanol factor” also triggers production of nitric oxide, which maintains flexible arteries and increases blood flow – great for controlling high blood pressure! So the next time you unwrap a savory piece of dark chocolate and offer some to a friend, you can say, “To your health and long life!”

Exercise - How to get Back On Track

One of the best ways to stay fit is to have at least one athletic hobby: walking, swimming, bowling, tennis, golf, skiing, bicycling or even dancing. If you enjoy what you’re doing, you’ll stick with it. Second, a workout partner can make the time go by more quickly, and you can have fun at the same time. Whether it’s a family member, friend or co-worker, a workout partner will encourage you on the days you may want to slide. Third, hire a trainer if you have trouble maintaining an exercise program. A trainer can guide you through a program that works for you. Remember to vary your workouts. This prevents overworking certain muscle groups, and it will keep you motivated.

Visit Mt Saint Helens

I was on a Boy Scout camping trip May 18th 1980 and remember everyone pulling out as soon as the news was heard. Last time I visited the park was in 1993 with my dad and grandparents. At that time they had recently opened the first visitor center and were working on the Johnson Ridge Observatory. I remember enjoying the trip and being amazed at the road they built to access the area for visitors. It was great seeing all of the young trees and foliage starting to take over. I am excited to return and plan on making the trip down sometime this summer. I want to do a day hike, probably the Butte Camp Trail. It’s a 7.6 mile hike with only 1,650 feet of elevation change. The trail winds through old lava flows, meadows and forest. The visitor center is a 2.5hr drive from Seattle. Open in the high season daily from 9-5 closed on holidays. Time to plan your trip

Relax

Even though modern life has countless benefits (most people these days aren’t churning their own butter, for instance), those benefits come with countless additional stressors. Everyone feels pressed for time, and self-care often takes a back seat. Next time you need a break from the everyday grind, here are some relaxing activities to try that don’t involve eating or drinking anything. • Meditating: Simply resting quietly for a few minutes while concentrating on your breathing helps relax the body and mind. • Reading: Put down all the electronics and get lost in a good book. • Working on a Puzzle: If you have the space, keep an in-progress puzzle available at all times for when you want even just 10 or 15 minutes of relaxation in the middle of a hectic day. • Organizing: Many people find cleaning and organizing their spaces extremely relaxing, both the process and the result. • Doing an Art Project: Grab a coloring book and a set of colored pens or pencils. Take a sketchbook on your next walk. Learn origami. Play your favorite instrument. • Playing a Game: Shuffle a deck of cards for a game or two of solitaire. Pick up the newspaper’s crossword puzzle. Or, if you have friends or family around, get everyone involved in a fun board game.

Build Wealth with Real Estate

You can build a substantial amount of wealth in real estate by educating yourself, thinking long term, and performing due diligence before purchasing. It’s not a get-rich quick method, but with patience, you can build a nice retirement empire with real estate rental properties. • Stick to moderately priced properties, which can generate a more positive cash flow than higher priced properties. Your tenant’s rent will cover the mortgage, utilities, and additional expenses for you. • Have a property inspection before you purchase the property. Make sure to review the report and all comments the inspector made. Get a few written estimates from contractors to make sure it’s worth the investment. • Verify how much the insurance will cost for the property and if additional rider policies are necessary. • Check if the property is in an HOA community. Their assessment fees can be high and you must deal with required renovations. • Carefully select your tenants and treat them well. Happy tenants stay longer and you save on cleaning, preparation, and advertising costs between each tenant.

Home Decorating Sites

The internet is full of inspiration for your next home decor project, but it’s easy to get overwhelmed. Here are a few home-decorating sites you won’t want to miss. houzz.com: Houzz has literally millions of pictures on the site, so it’s an excellent place to start gathering design ideas for any room in your home—you can save them to individual design boards. ikeahackers.net: There are so many creative things you can do with IKEA furniture to make it unique. This site collects all sorts of clever customization ideas that can help inspire your next DIY project. modsy.com: Modsy is an online interior design service. You’ll work with a designer to create the perfect room, including as many design revisions as you need, with a 3D graphic of the room. You can even buy items directly through Modsy with their discount. The service starts at $179/room.

Easy-Care House Plants

The benefits of plants are numerous, but not everyone has the inclination to take on a complicated schedule of watering and fertilizing the household greenery. The good news is that there are many low-maintenance plants that actually seem to thrive on neglect. Here are just a few.  Spider: The long, striped leaves of the spider plant look fantastic in hanging pots, and they’re easy to keep happy. They love to get lots of sunlight and a moderate amount of water, and if they’re really happy you’ll get tendrils of baby plants known as “pups” that you can cut off and plant.  Aloe: This succulent with famous healing powers does well on a scant amount of water as long as it gets lots of light.  Snake Plant: The spiked leaves of this succulent give it one of its nicknames (mother-in-law’s tongue), but no matter what you call it it’s incredibly hearty. Snake plants tolerate both high and low light. Water only when the soil feels absolutely dry.  Pothos: Viney pothos is a staple of offices and rooms without much light—these plants can even survive with only fluorescent light, though the variegated varieties do need sunlight for the colorful leaves to show. This is another plant that prefers to be watered only when completely dry.

Home Office Tip

• Skip the snack aisles. If you never buy potato chips, you won’t have them at the ready when you need a quick snack. Get snacks with plenty of protein and fiber (like nuts and fresh veggies) to keep you energized throughout the day. • Don’t work near the kitchen. Even if you don’t have a home office, carve out desk space away from the kitchen. You’ll be more conscious of wandering into the kitchen for a snack if it’s on the other side of the house. • Stop working during meals. This is a tough one, but experts agree that it’s much healthier to separate working time from eating time. Focusing on a meal means you’ll pay more attention about what—and how much—you’re eating. • Do some meal prep in advance. Meal prep isn’t just for busy weekday dinners! Stocking the fridge with ready-to-eat healthy snacks makes you more likely to reach for carrot sticks than a bag of cheese puffs. • Hydrate. Drinking more water can keep you from guzzling lots of sugary or caffeinated drinks. Both of those can cause the body to crash later on, which you might try to combat by eating or drinking something you don’t really need or want.

How to Ask for Help

Here are a few tips to keep in mind when you realize you need a little help but you’re still feeling uncomfortable asking for it. Figure out what you need help with. Be as specific as possible. You might be frustrated and just thinking, “I can’t figure this stupid project out”—but your helper will need to know exactly what the hurdle is if they’re to be of any use. Think about a piece of information, for instance, that might unlock a clear path to completion, and then seek out someone who can help provide that information. Skip “sorry.” When you apologize first, it sends the message that what you’re asking for is burdensome, when studies show most people genuinely want to help others. It may feel polite to start with “sorry,” but resist the urge. Think of “help” as a team effort. Asking for help usually isn’t about asking for someone to swoop in and rescue you—it’s about getting their help with something you’ll work on together. Collaborating on a solution often produces better results—a second set of eyes on a challenging problem can give you insights you’d never have reached alone. Say thank you. Gratitude is powerful stuff, so be sure to express yours when you’ve gotten someone’s help. Saying “thank you” verbally is a must, and it’s also extremely good practice to send a note to them later on with an update on the problem you sought their help with.

Improve Your Posture

• Take the wall test. Stand with your head, shoulder blades and buttocks touching a wall with your heels 2-4 inches away from it. Slide your hand behind the curve in your lower back. You'll feel about one hand's thickness of space between your back and the wall. If there's too much space, tighten your abdominal muscles. If there's too little space, arch your back. Walk away from the wall and maintain this posture. • Keep your body in alignment when sitting. Rest both feet flat on the floor while keeping your knees level with your hips. Sit with your back against the chair, using a cushion if you need support. Stretch your head toward the ceiling and tuck your chin in slightly. Keep your upper back and neck straight and shoulders relaxed (not rounded or pulled backward). • Exercise to strengthen your core. Start with easy stretches and exercises (check out www.aarp.org/fitness). Work up to taking classes in Pilates, yoga and strength training. If you already have back or other physical problems, talk to your doctor before you start a program, and work with a physical therapist or personal trainer. • Keep your bones strong. Maintain a healthy diet rich in calcium and vitamin D. To prevent osteoporosis (thinning of the bones), do weight bearing exercises such as walking, jogging and climbing stairs.

Trailhead Direct Shuttle

Direct transit to trails service began June 5th and runs until Sept 26th. The popular shuttle service takes riders to the Issaquah Alps and Mount Si. King County Metro is taking stress off of popular trailhead parking lots as man are located in residential neighborhoods which can become bottlenecks on sunny weekends. Service began in 2017 andword quickly spread and additional resources were allocated. You can pick up the shuttle service in several locations including; Broadway, Denny Way, Capitol Hill Link Light Rail Station, Eastgate Transit Center and Issaquah Transit Center. A few of the trails are Squak Mountain, High School Trail, Poo Poo Point, Mount Teneriffe and Easy Sunset Way. This is such an amazing place to be in the summer and if you have not ventured out for a day hike this could be a great opportunity to get friends to join you for a fun day out of the city. trailheaddirect.org

Starting a Budget

Having a budget is more important than ever before, but sticking to one takes time and discipline. Here are ways to help you become a better money manager. Track your spending. Most people spend their money on food, housing and transportation, but there are many other categories, like household costs, debt payments and entertainment. Try this: Write down every dollar you spend in a two-week period and see what you can cut on the list. Doing this with your spouse and your family members will turn up even more surprises. Account for your cash. Does it just “disappear” from your wallet? Try tracking where it is spent. Sometimes, using debit or credit cards for expenditures can help with accounting. Understand your debt (mortgage, student loans, credit cards) and set goals to reduce it. Federal Reserve statistics say the average household owes $7,529 on their cards. For indebted households, the average is $16,140. Have a savings goal, including an emergency fund, as part of your budget. What if you need major car repairs or a new furnace? Start small and add to this category gradually or you’ll have to fall back on those credit cards.

4 Dangerous Cleaners in Your Home

• Simple Green All-Purpose Cleaner. This cleaner is one of the worst because the manufacturer advertises it as “non-toxic.” Some of its ingredients are banned in Europe! A solvent it contains can also damage your blood cells. Try: Make a solution of one part white distilled vinegar/nine parts water for a cheap and safe cleaner. • Scrubbing Bubbles (Antibacterial Bathroom Cleaner and Extend-a-Clean Mega Shower Foamer). Both of these products contain another substance banned at high concentrations in Europe: the solvent DEGBE, which can irritate your lungs. Try: Baking soda works amazingly well when scrubbing the bathroom, tub, and shower. It also won’t inflame your lungs. Try mixing it with a little salt and water to make a paste. • Mop and Glo Multi-Surface Floor Cleaner. This also contains the chemical DEGBE at a concentration (15%) far beyond what’s allowed in Europe (3%). Try: Make your own floor cleaner with a mixture of 50/50 vinegar and water, or 1/2 cup vinegar and 1 tsp. vegetable oil for wood floors. Also try Branch Basics at branchbasics.com or Mrs. Meyers Clean Day products at mrsmeyers.com. • Drano Professional Strength Kitchen Crystals Clog Remover. This product can cause blindness or even death if ingested. It can stay in the drain after use, and become even more hazardous when mixed with other chemicals. Try: Use a toilet plunger or drain snake when faced with clogs and skip the chemicals.

Tips to Sell Your Home in a New Market

Look at past sales in your neighborhood but try and understand the current competition as well. In a changing market active and pending listings are just as important. Work to make your home shine so buyers can focus on the way they would like to live and can see the positive features. Revealing too much information to buyers when you’re negotiating the sale is a common, costly mistake. To get the most for your home: • Work with a professional REALTOR® who knows questions to ask potential buyers that determine their motivation for buying and what price they can afford. • Don’t mention the “appraisal” value of your home at a showing to try to persuade a buyer to pay more for it. An appraisal may not be accurate and is not the best indicator of the value of a home. • Don’t tell a buyer why you’re selling (especially if you need to sell it quickly). Just say your housing needs have changed. You can learn about six more costly mistakes in my Free Consumer Report called “How To Avoid 7 Costly Mistakes When Selling Your Home.” Call me and I’ll send a copy right over to you.

Overcoming Retirement Fears

You’ve worked tirelessly your entire life, and retirement is your time to finally and fully enjoy that hard-earned rest and relaxation. Unfortunately, not being able to afford retirement is a fear many people have. Get ahead of the game so you can rest easy.  Start saving now, at your current age. Establish a monthly budget that includes tucking money away for retirement.  Stick to the retirement plan. Do not withdraw money early for expenses if you have any other options.  Avoid borrowing, and keep debt to a minimum. If you need to borrow make yourself the lender and pay yourself interest.  Use a 401(k) plan to boost retirement savings. These plans allow funds to be invested directly from a paycheck before they’re subject to taxes.  Take advantage of company matching opportunities for retirement contributions.

Coffee Is Good For You

Studies show that black coffee – in moderation (no more than 5 cups a day) – can be good for your health. Here are four benefits you probably haven’t considered: 1. Coffee contains nutrients and antioxidants such as riboflavin, pantothenic acid, manganese, potassium, magnesium and niacin. These are all things your body needs to function well. 2. It also contains caffeine. Caffeine speeds up your metabolism and aids in fat burning. Health.com says it may protect brain cells from damage that contributes to the development of Parkinson’s, dementia, and Alzheimer’s. Avoid it, however, at least four hours before bedtime, or if you have caffeine sensitivity. 3. Drinking one or two cups per day can reduce your risk of cardiovascular and liver disease, as well as lower your risk of developing type 2 diabetes. 4. Coffee may fight depression and make you happier. But, seriously, try to hold off on the venti white chocolate mocha lattes.

Tips for Outpatient Surgery

Here are tips for keeping yourself safe and healthy during outpatient surgery. 1. Select your surgeon carefully. Even if your procedure seems minor, your doctor should be board certified in the field that is relevant to your condition, and his or her certifications should be up-to-date. Also, ask how many similar operations he or she has performed in the past year, and see how this compares to peers. Check a surgeon rating website such as www.checkbook.org/surgeonratings/ to find out how your surgeon ranks. 2. Disclose all current medications and supplements. Your surgeon and anesthesiologist need to know about every prescription and OTC medication and supplement you are taking, as some can cause complications during and after surgery. Have this conversation well in advance of your procedure, because you may need to stop taking certain meds two weeks or more before the operation. 3. Prepare in advance. Put your body in the best possible condition by eating well, getting enough sleep and exercising regularly. Stop smoking and drinking prior to your surgery. And don’t let anxiety get the best of you. Deep breathing (greatist.com/happiness/breathing-exercises-relax), positive thinking, and meditation help put you in the right state of mind. 4. Ask all questions. Make sure you fully understand your procedure and what you can expect afterward. Have a plan for your recovery, and make arrangements ahead of time if you need to hire human help or implement mobility and dietary changes in your life.

Getting Things Done

In his best-selling book Getting Things Done, David Allen gives you an effective time management system to help you organize your stuff, your work activities and your personal life. Allen’s key idea is to start with a “mind sweep” ─ get everything out of your head and down on paper (or other written form). Once your mind is cleared, your productivity goes up and you can focus on creative action. His five basic stages of mastering your personal or professional “workflow” are: 1) Collect. Capture anything and everything that is on your mind. 2) Process. Decide what each thing means. Is it something you should do? Do it now or later? Can you delegate it (and track on a “Waiting For” list)? 3) Organize. Place the items in categories, such as Projects, Calendar, Next Actions and Waiting For, and sub-categories of your choice. (To help you visualize this, he includes a diagram for navigating through the processing and organizing phases of your workflow.) 4) Review. Go over Calendar and Action lists daily and do a weekly customized review to get clean and current. 5) Do. Make choices about your actions based on what you can do, how much time and energy you have and your priorities. Another one of his most popular methods is the “two minute rule.” If any task can be completed in less than two minutes (for example, a quick email response), do it immediately. Stop putting those little things off. Allen says Getting Things Done is “just advanced common sense.” But once you learn how to get everything under control, real change begins. Millions of people around the world have found that his methods work. To order the book, search for “Getting Things Done” at www.amazon.com.

Immunity Boosters

Here are a few habits you might want to get into to boost your immune system.  Move! There are many reasons why daily physical activity is good for you, and you can add immune-boosting to the list. Movement helps reduce stress, and stress taxes your immune system. Try to get at least 2.5 hours of moderate exercise weekly (walking, hiking, bike riding).  Be mindful of what goes into your body. It’s no surprise that you’ll help your immune system by quitting smoking and limiting alcohol, but the same is true for adding more plant-based foods into your diet. Even some herbs and spices contribute to immune health, including cinnamon, cumin, turmeric, and thyme.  Get a little sun. Yes, you can take vitamin D supplements, but sun exposure is still considered the best way to get vitamin D into your system—and some evidence indicates it may help your immune system. A good rule is 10-30 minutes, a few days a week (just don’t get burned).  Stay current on vaccines. It takes much longer for your immune system to start fighting off infections if you aren’t vaccinated, so illnesses are likely to make you sicker and take longer to recover from. Check with your doctor to find out what vaccines you should be getting.  Relax. This doesn’t mean you have to learn to meditate, but it does mean that it’s important to your immune system that you don’t let stress take over. Set aside some time every day to do something that relaxes you.  Laugh. When we laugh, our stress levels decrease, and that’s good news for the immune system. Hang out with a funny friend!

What Home Buyers Want

• Every buyer wants a place to call “home”. The decision to buy is emotional, not 100% logical. Buyers look at a “house,” but they’re really evaluating it for its potential to become their home. Properly staging your house allows buyers to have an emotional experience – seeing their family living there. • Every buyer wants a bargain. Subtly influence buyers by using such phrases as “priced to sell” or “a unique bargain at this price.” • Every buyer wants to claim special discounts. You can motivate a sale by creating a sense of urgency. Consider using special terms that expire on a fixed date.

Online Therapy

Virtual therapy options are increasingly common and popular. If you’re wondering whether online therapy is right for you, here are a few important things to consider.  Accessibility: You don’t need to go to an office to talk to a counselor, which is especially useful for people who live in remote areas or have mobility issues, but also very handy if you need to talk through something while you’re traveling.  Multiple formats: With virtual therapy, you may have the option to text your therapist as well as have video or audio sessions, so you can choose whatever is most comfortable for you at that moment.  Insurance coverage: Even if your health insurance covers mental health care, they may not cover tele-therapy. Be sure to verify this in advance.  Affordability: Some online therapy services offer monthly plans that are already less expensive than some in-person therapists, and those plan prices decrease if you pay for packages in advance, such as for three- or six- month periods.

Help Kids Save $$

All adults know that money doesn’t grow on trees, but that’s not necessarily true for kids. Help your kids, grandkids, or other children in your life tuck away their extra nickels and dimes for a rainy day. 1. Bank it. Encourage kids to decorate four separate piggy banks – one each for Saving, Spending, Investing, and Giving – to help teach about setting money-related goals. Investing money will be used for future investments and Giving money can be donated to a charity of the kids’ choice. 2. Offer an allowance. Assuming you are helping your own children save money, provide a small allowance so there is something to put into the piggy banks. Give the allowance in small bills or coins so kids can physically hold and drop equal amounts of cash into each piggy bank. 3. Make goals. If there are certain things kids want to buy, or if they are expected to save a certain amount of money toward larger items such as bikes, explain that they’ll need to use the Saving piggy bank to collect the needed money. And, if they choose not to spend money out of the Spending piggy bank right away, they’ll be able to buy the items they’re saving for faster. 4. Go shopping. When you go to the store, let the kids take their Spending money with them. If they want to buy something, count out change in the store. Feel free to remind them that, if there is something more expensive they’d like to buy, they’ll have to continue to save for it – and they’ll reach their goals faster by moving Spending money into the Saving piggy bank. However, if they want to buy something, that is their choice as this is their money.

Bottle Water Alternatives

You’ve likely heard that bottled water has major environmental consequences, but how bad is the problem? Here are a few facts from thewaterproject.org that illustrate the severity of the situation: • Approximately 80% of single-use water bottles in the U.S. become “litter,” and one bottle takes more than 1,000 years to bio-degrade. • U.S. landfills have two million tons of discarded water bottles in them. • It takes three liters of water to package one liter of bottled water. In response to the bottled water problem, some cities and businesses have banned it, but what can you do? • Skip the single-use water bottle, and invest in a reusable water bottle. If you forget it, buy multiples to keep in vehicles, the office, and your gym bag. • Drink tap water. Several studies have been done to show municipal tap water is usually just as safe as bottled water. • Refrigerate water. Cooling tap water helps remove the chlorine taste many people feel is in tap water. • Boil water if you are concerned water might be contaminated.

Color Scheme Websites

Whether you’re redecorating a room, designing a website, or just looking for inspiration to add pop to your wardrobe, there are several websites that help you create beautiful color schemes. Coolers: coolors.co/ The Coolers site (also available as an app and a Chrome extension) creates color palettes based on images you can upload, or you can simply browse their endless array of popular color schemes. Muzli: colors.muz.li/ With Muzli’s color palette generator, you start with one color and Muzli offers options for other colors that coordinate well with it. Colormind: colormind.io/ Like many similar websites, Colormind will produce color palettes based on images you choose or offer random color schemes for inspiration—but Colormind lets you save the colors/lock them until you land on a palette you love.

Curb Appeal

The first impression of your house is from the street. If you want to sell or just add some new style, try these ideas: Focus on your front door with a new color, updated light fixtures and easy-to-read house numbers. For more charm, add window flower boxes or shutters around the windows. Learn to build a window box on YouTube.com. Clean out the clutter, and trim the overgrown bushes and trees (this also makes your home safer). For quick color, add container gardens. You can buy them pre-planted. Add lighting accents to trees or to illuminate the pathway (another safety feature). You can go solar to eliminate wires. Pressure-wash the exterior. If it doesn’t look better, consider new paint or siding. Don’t forget the garage door. Repair it, paint it or replace it to make your house look like new.

Getting Along With Adult Siblings

If you have siblings, count yourself lucky. These relationships are the longest-lasting family ties you’ll have. This can be tough for those who had rough sibling relationships growing up, but a recent study found two-thirds of people said a brother or sister was one of their best friends. It’s never too late to turn that special family relationship into one of your most treasured, especially around the holidays. People spend lots of effort improving friendships and romantic relationships, but a brother or sister may outlast all of those relationships. Don’t take a sibling relationship for granted. Research by West Virginia University shows people are more verbally aggressive with siblings than anyone else. Being aware of this and actively offering affectionate support goes a long way to strengthen familial ties. Also, don’t compare your sibling relationships with those of other people. These are your unique relationships, so shake off expectations. Siblings may not unconditionally confide in or spend every holiday with you, and that’s okay. Instead, enjoy the time spent together and conversations you do have. Focus on the good instead of what could be.

Increase Your Likability

Being liked puts you on the fast track to success in everything you do. You are naturally likable by being genuine and sincere, but here are some simple tips that can give you a psychological advantage and result in people liking you even more: • Like yourself first. Be confident in your strengths. Your likability increases as you increase your ability to like yourself. Smiling and sharing your positivity will bring out the same in others. • Maintain eye contact during conversations but keep it in balance (about 60 percent of the time). Nod your head when you’re speaking and people will be inclined to agree with you. • Demonstrate that you like people. Remember their names and use them. (One trick to remembering names is to say the name to someone else.) If you ask a question, give the person time to respond. Remaining silent and waiting for an answer can be especially useful in negotiations. • Learn active listening. Do this by a) paying attention; b) using body language to show you’re interested; c) giving feedback, such as rephrasing what a person says to you to show that you understood them; d) asking questions, but not interrupting; and e) giving your opinion respectfully. If you disagree with someone, look for ways to find common ground. • Don’t overdo it. You don’t need everyone to like you to be successful. Aim to increase your likability factor to the people who matter to you (and your success) most.

Fitness Trends That Last

Incorporate these trends in your family’s fitness program this year:  Educated and experienced fitness professionals. As the fitness market becomes more competitive, consumers are realizing the importance of working with professionals who have been certified through accredited health/fitness educational programs.  Strength training. This was once the domain of bodybuilders, but it’s now an essential part of a complete physical activity program.  Children and obesity. This is the year to reverse an alarming trend of rising obesity rates by getting overweight kids involved in exercise.  Personal training. As more personal trainers are educated and certified, they are becoming more accessible to a greater number of people.  Core training. This training specifically emphasizes strength and conditioning of the stabilizing muscles of the abdomen and back.  Special programs for older adults. Fitness facilities are offering more exercise programs for active older adults. Get your parents involved now!  Sport-specific training. High school athletes are now training during the off-season to prepare themselves for their specific sports.  Pilates. This form of exercise that targets the core of the body has become a mainstay of most fitness facilities. If you haven’t already done so, try it this year to increase your flexibility and posture.