Friday, December 6, 2013

Natural Health Remedies

Minor aches and pains can be an annoyance, but they’re usually not serious enough to warrant a trip to the doctor. You can treat most minor health problems yourself: minor cough, heartburn, swimmer’s ear, muscle strain, headache, and sinusitis. Here are six useful home remedies: • Strained Muscle – Right after the injury, put ice on the injury for 20 minutes; elevate the area. Repeat every few hours. • Tension Headache – Put a drop of lavender on your index fingers; rub the oil on your temples and the back of your neck. • Heartburn – Mix ½-teaspoon baking soda and 1-cup warm water, and drink it to relieve the discomfort. • Swimmer’s Ear – Warm ½ onion in the microwave for 10-20 seconds. Hold it close to your ear (but not touching) for one minute. • Cough – Make hot tea from wild cherry bark, steep. Drink 1 cup. • Sinusitis – ½-teaspoon salt dissolved in 1 cup of warm water. Gently breathe into your nostrils. (If any symptoms are unusual, or don’t go away after a few days, or come on suddenly, call your physician.)

Tuesday, November 19, 2013

Prevent A Home Electrical Fire

According to the U.S. Fire Administration, home electrical problems cause more than 26,000 fires a year, half of which involve electrical wiring. Call an electrician if you have any of the following: • Problems with blowing fuses or tripping circuit breakers. • Discolored, cracked, or warm wall outlets or switches (if you see sparks, make the call as soon as possible). • A burning smell or rubbery odor from an appliance. • Flickering lights. Take these precautions: • Make sure your smoke detectors are working properly. • Replace old or damaged appliance cords immediately. • If buying a used appliance, ask if it has been tested for safety.

Wednesday, November 6, 2013

What Not To Say To Insurers

The last time you had a fender-bender did the words “I’m sorry” slip out of your mouth? Big mistake, even if you were. That phrase – which might imply that you were at fault – could put your claim at risk. Stick to the facts and talk to your own insurance company about what you should say to the other driver’s insurer. Here are four words to avoid that raise a red flag when speaking with insurance companies, according to • “Flood.” Insurers specifically define this as water from a nearby lake, stream, river or other body of water. Flood damage is not covered under standard homeowners insurance so don’t use the word if a pipe broke and your basement has water in it, which may be covered. • “Experimental.” Health insurance companies don’t tend to cover procedures in this category. You want to convey the fact that the treatment is proven and medically necessary. • “Whiplash.” Don’t speculate about this injury until you’ve had a diagnosis. It’s a word that shouts “fraud” to many insurance companies. • “In my opinion.” Insurance adjusters may try to get you to speculate about the cause of an accident (Driving too fast? Following too close?) Keep your opinions to yourself, or you may have to eat your words later.

Monday, October 28, 2013

How To Boost Your Brain Power

Have you lost your keys lately? Have you recently put something down, and now you can’t find it? Or, maybe you just want to be more efficient and productive at work. Well now there are some new herbal products available at your local health food store that can increase oxygen and glucose to the brain—triggering more brain power! 1. Bacopa (Bacopa Monnieri) – Rich in antioxidants, this herb has been found to improve memory and information processing. 2. Cordyceps (Cordyceps Sinensis) – Cordyceps has been used to treat exhaustion, weakness, poor sexual appetite, and aging. It has been shown to help the adrenals function better and stimulate the liver to release stored energy in the form of glucose. 3. Periwinkle (Vinca Minor, sold as vinpocetine) – Periwinkle is a European herb that delivers more blood to the brain and acts as a powerful free-radical destroyer. It may prevent senility and dementia.

Thursday, October 17, 2013

Should You Get A Flu Shot?

Despite all the publicity and serious worldwide concern about the H1N1 flu virus last year, many U.S. adults chose not to get vaccinated. As flu seasons approaches, here are some points to consider: • The U.S. Centers For Disease Control reiterates that the flu is a contagious disease that can be life-threatening. They estimated that 60 million Americans contracted the H1N1 virus by March 2010. Some 270,000 were hospitalized and more than 12,000 died. • The 2010-2011 vaccine will protect against 2009 H1N1 and two other flu viruses (an H3N2 virus and an influenza B). People who got the 2009 H1N1 vaccine (or had that flu) should still get the 2010-2011 vaccine. • The CDC recommends that all people six months and older be vaccinated each year. Adults only need one shot while some children will need two. A new, higher-dosage vaccine will be available for people 65 and older. Most flu occurs from November through May. You should get the vaccine as soon as it is available in your area. For flu prevention tips, see

Wednesday, October 9, 2013

Tips For Improving Your Credit Rating…

A good credit rating in essential in today’s economic market. It can save you thousands of dollars when you apply for a mortgage, car loan, or when you want to finance any other big-ticket purchase. Here are six tips for improving your credit rating: 1. Check your credit report. Make sure to resolve any credit debt inaccuracies or disputes. Go to for information on how to order your credit report. 2. Pay your bills on time. It’s especially important near the time you are applying for a loan. 3. Pay down, or pay off your credit cards. High debt will adversely affect your credit rating. 4. Don’t apply for new credit cards to increase your available credit. 5. Pay down your revolving debt. Also, pay down your debt rather than moving it around. 6. Manage your credit cards and installment loans responsibly. Paying credit cards and installments loans promptly will actually raise your credit rating.

Tuesday, October 1, 2013

How important is landscaping in buying or selling a house?

Good landscaping can increase your home’s resale value by 14 percent, according to the Associated Landscape Contractors of America. Better curb appeal may speed up the sale by as much as six weeks. Professionals recommend that you invest 10 percent of your home’s value in landscaping. More than just plantings, this includes structural features such as lighting, outdoor rooms, fences and pools. Here are some helpful tips: • Determine what you need. Are you landscaping to sell your home or to enjoy the property yourself for the longer term. • Get professional guidance. Depending on the scope of your project and budget, consider hiring an arborist, a landscape designer or a certified landscape architect. Ask friends for recommendations or search web sites such as the one for The American Society of Landscape Architects. • Develop a plan. Set your priorities ─ what needs to be done (have you solved that drainage problem?) versus what you’d like to do (put in an outdoor entertainment area). If you take a piecemeal approach, the result will look disorganized and cost you more money in the long run. If you have any questions, or need capable and trustworthy representation, please call me at 206-226-0565.

Friday, September 27, 2013

Using Less Paper, More Plastic...

Americans are using less paper and more plastic (credit and debit cards) when they shop and buy services. In 2010, consumers used plastic to pay for $2.9 billion in goods and services. More people are using debit and credit cards to pay for everything from groceries, clothing, taxes, cab rides, fuel, to donations and other retail goods and services.

Tuesday, September 24, 2013

Got Burn-Out? Take These Steps

Are you bummed by job burn-out? If quitting your job isn’t an option, take these five steps to improve your situation. • Identify stress factors and learn how to manage them. Be proactive rather than passive about workplace issues. Know the difference between the “shoulds” and the “musts.” If you have too much work and too little time, talk to your supervisor. • Reconnect with your core work. Maybe you’ve strayed from what you were originally hired to do. Focus on the work you enjoy doing. • Take care of yourself. Take time off to recharge your batteries. • Build new relationships. Make friends with people who might have fresh ideas and perspectives. Do something different – open a Twitter account. • Plan your next move. Outline what you’d have to do to change careers and start taking action.

Monday, September 16, 2013

Strategies To Shop Smarter For Groceries

You can read plenty of articles on the internet about how to save money on groceries, but do you really have a grocery shopping strategy? Here are some supermarket tips and secrets that will make you a savvy shopper.  Approach grocery shopping like a job. You need to have a plan (take a list) and a budget to make the best use of your time and money.  Stick to a time schedule. Shop for what you need and get out. It is said that if you’re in the store more than 30 minutes, you’ll spend an extra 50 cents to $1 per minute as you walk the aisles.  Shop alone. Real Simple Magazine says parents will spend 10-40 percent more if they take their kids along. It might be worth it to hire a babysitter!  Only buy “food” at a grocery store. Generally, you’re better off buying toiletries, cleaning supplies and pet food at a big-box discount store.  Know the floor plan. Shop the perimeter first for fresh fruits and vegetables, protein and milk. You’ll find some good buys in the center aisles, but you’ll also be tempted by items like frozen convenience foods.  Don’t assume everything on sale is a bargain. Stores often display “sale” items at the end of the aisles. Manufacturers pay to have their products put there so they aren’t necessarily a good deal.  Check “price per unit.” Sometimes it’s cheaper per unit to buy two smaller items than it is to buy one supersize package.  Look high and low. Stores often place higher-priced items at eye level (brands pay for the space). Check prices on the top and bottom shelves.  Pay attention at checkout. Shoppers lose up to $3 billion a year on scanner mistakes (current sale prices not reflected).

Thursday, September 5, 2013

Start A Family Blog

Stay Connected: You don’t have time to send e-mails, much less cards, letters and photos to keep your family in the loop. You can use Facebook, but why not create your own blog? It’s easy, fun and you can do it as an individual or a group. To get started, check out some of the free blogging hosts, such as, or Each one has templates, instructions and features like custom privacy settings and ability to post from your mobile phone. You can upgrade to a paid account later, if you need advanced features. Here are some keys to success from experienced bloggers:  Keep posts short and to the point (300 words or less).  Include lots of photos (make sure to size them correctly).  Don’t use it to vent (unless it’s entertaining).  Set a date in your calendar so it’s updated monthly (or weekly). Another plus: You can even publish your blog as a book once a year!

Monday, August 5, 2013

Can A Hybrid Save You Money?

Almost every automaker now has a hybrid option, but is a hybrid (a car with a gas engine and an electric motor) right for you? The main factors to consider are how many miles you drive and how long you plan to keep the car. You’ll have to calculate the annual gas savings and compare it to the extra price you’ll pay to get a hybrid car. On average, hybrid cars can cost $2,000 to $6,000 more than the non-hybrid car of the same make and model, and they average 40 mpg compared to an average of 25 mpg for non-hybrid vehicles. With this in mind, see which of these scenarios matches your driving pattern: Scenario 1: You drive about 20 miles per day (7,500 per year). If you use your vehicle primarily to go between home and work, you may not drive enough to make back your extra investment with a hybrid. With this amount of driving, it will take you about 8 years to “break-even” where gas savings offset the higher purchase price. Scenario 2: You drive about 40 miles per day (15,000 per year). If you use your vehicle to take several more trips during the week than simply to and from work, you may want to consider a hybrid car. With this amount of driving, it will take you about 4 years to break-even. Scenario 3: You drive about 80 miles per day (30,000 per year). If you use your vehicle to frequently drive long distances, a hybrid vehicle may be a great option for you because it will take you about 2 years to break-even. Keep in mind, these scenarios are based on current gas prices and hybrid technology. If gas prices continue to rise and new innovations create vehicles with even higher fuel efficiency, it may take less time to break-even. Beyond the gas savings, you can factor in potentially lower insurance rates, possible tax credits, lower maintenance due to less wear and tear on the engine and brakes. You can do more research by specific make and model at:

Monday, July 8, 2013

Sneaky Restaurant Menu Tricks

The next time you go to a restaurant, see if you can spot how many times the menu uses these tricks to get you to spend more: No dollar signs. More restaurants are removing them entirely so you don’t see a column of $$$. Flowery descriptions. The dish sounds so elaborate that you don’t focus on the fact that it’s really chicken with a sauce for $25. Clever placement. Some restaurants will list an expensive item (a $40 steak) after a more expensive item (a $70 lobster tail dinner) so the steak doesn’t seem so expensive by comparison. Bundling. Some restaurants may offer a prix-fixe (fixed price) meal. It may be a good buy, but the cost of individual items is hidden and you’re also likely to get food you wouldn’t normally order.

Tuesday, June 18, 2013

6 Secrets To Sell On

If you’re moving or just want to get rid of some extra things around your home, here are six tips to help you make the most of the online marketplace at 1. Look at the “wanted” section to see if anyone wants what you’re selling. You may sell your item before creating an ad! 2. Research competition to see if your price is right. Search for similar items to set a competitive price, but leave room to negotiate. 3. Use your ad’s title to bring traffic. Be specific and state the price to get more people to click on your ad. “Nice brown couch” is not as good as “Lightly used Brown 60 inch Crate & Barrel couch $500.” Research similar products advertised and be more descriptive to make your ad stand out. 4. Include pictures or people may skip your ad. You don’t need a lot of pictures, but use at least one. Also, give specific details in the description (dimensions, attachments, etc.) to encourage serious buyers to contact you. And, specify “cash only,” “pick up only,” “all sales final,” “price is firm” or “OBO” (Or Best Offer). 5. Respond quickly by phone or email. Buyers have a lot of options and may move on to the next seller in the same day. 6. Keep your ad near the top. Every time you post an ad it appears at the top of the page, pushing other ads down. Check again tomorrow and it’s far down the page. Repost the ad every other day, or at least weekly, to increase the chance it gets noticed.

Monday, May 6, 2013

Friends—The Key To A Longer Life

According to Harvard’s School of Public Health, men who have lots of friends, social contacts, and relatives live longer, more satisfying lives. In a study of 28,000 men in their early 40s to late 70s, researchers found that men who were socially isolated loners were 20 percent more likely to die prematurely. The socially isolated group also was 53 percent more likely to die from heart related diseases and stroke. Unmarried men included in the study had markedly higher death rates than married men with a strong family support system did. It appears that making friends and nurturing social relationships not only will make you healthier, but it could make you a lot happier too!

Tuesday, April 30, 2013

Five Auto Maintenance Myths

Hit the brakes! You may be spending unnecessarily on car maintenance. Here’s how you can save money: For starters...make sure you read your owner’s manual! Most newer cars require a lot less maintenance than your family’s first car. Here are 6 more tips… 1. Oil Change. Some newer cars call for oil changes every 10,000 miles; the industry recommends every 7,500 miles. If you follow the factory schedule, your car will be in good shape well past the warranty period. 2. Lubricating The Chassis. Cars built in the past 10 years don’t require lubrication. Adding grease may end up costing you $$$. 3. Standard Tune-up. New cars have computer-controlled engines making the standard tune-up unnecessary. (No points and rotors...and some don’t have the standard distributor caps). 4. Flushing The Automatic Transmission System. Check your owner’s manual, but most manufacturers say it’s not needed until 60,000 miles. 5. Draining The Radiator. Most cars have closed systems and no longer need the radiator flushed twice a year. A new car’s coolant can last up to two years before it needs changing. 6. Changing Filters. Filters need replacing, but not at every oil change. Check your owner’s manual for recommended replacement intervals For more information, or to find a mechanic in your area, check the Car Talk section of

Thursday, April 18, 2013

Why You Should BCC…

Do you send or forward emails with all the original contacts showing? Here’s what you should do instead and why. If you’re sending an email, put your email in the To field and your distribution list in the Blind Carbon Copy (BCC) area. And if it’s a joke or other forwarded email that has been sent to a long list of recipients, delete all the email addresses in the body of the email itself before you hit send. It protects the privacy of people’s email addresses. Some of your recipients may prefer to keep their email address private. And if a person “replies to all,” it can be confusing and annoying. Those long forwarded email lists can be a bit tedious. Save your friends some time. You and your recipients will have less exposure to spammers. Spammers love to get their hands on valid email addresses. In fact, some of those innocent-looking emails (“pass this message on and you’ll have good luck for 5 years”) are actually started by spammers who are using the email as a tool to benefit themselves. Encourage your friends to use BCC as well. That’s what friends are for!

Thursday, April 4, 2013

Free Trial? Maybe Not!

The next time you sign up for a free trial offer, be sure to read the fine print. While these offers can be a great way to try out a product, you might be agreeing to buy additional products and services if you don’t cancel within a specified time. It’s called the “negative option feature,” and it requires the customer to cancel or opt-out of a recurring charge for future products. While it’s not illegal, some questionable online merchants pre-check the consent box or bury the details under terms and conditions, making returns difficult. If this has happened to you, you’re not alone. A Visa survey showed 29 percent of American consumers have been victims of this option. The Better Business Bureau says it has received thousands of complaints from people who learned the hard way by signing up for online trial offers for acai berry supplements, detox products, teeth whiteners, free government grants and debt consolidation services. Best advice? Before you buy, read the offer carefully, pay attention to pre-checked boxes and check out the business at

Tuesday, March 19, 2013

Detecting “Unwanted” Visitors

Could you be sharing your home with uninvited visitors – like mice, squirrels, birds, or even termites? Pests are a common problem for everyone, so here are a few tips to spot them and what to do: Where you might find them. Look for animal droppings, signs of chewing, and odor in your kitchen, basement, closets, and attic. Check any moist areas like around air conditioning units. In the case of termites, look for “dirt tubes” around your home’s perimeter, particularly in cracks or crevices. What to do. You know how to trap mice in the kitchen. After you trap them, be sure to clean up crumbs and keep food sealed up. When it comes to larger animals, like squirrels, birds, or snakes, don’t try to remove them yourself. They can be dangerous when cornered. If you suspect you have the larger visitors or tiny bugs like termites, hire a professional animal catcher or pest control company.

Tuesday, March 12, 2013

Is Microphilanthropy For You?

Charitable giving comes in many forms, but the latest trend is toward microphilanthropy, which involves direct interaction between individual donors and projects. This giving is popular because donors can give small amounts that make a big difference and choose where their money goes. Some examples include, which funds specific project requests from teachers in U.S. public schools;, a marketplace that connects donors to 1,000 pre-screened grassroots charity projects around the world;, which assists families who are unable to pay their monthly bills; and, which is peer-to-peer micro-lending to the applicant of the donor’s choice. You can check out these organizations, get tips on setting your philanthropic goals for 2011 and research more than 5,500 other charities by visiting, an independent charity evaluator.

Monday, March 4, 2013

Can Medication Make You Sick?

Medication is supposed to make us better, but it can have the opposite effect. Take care to avoid these medication mistakes: • Mixing over-the-counter (OTC) and prescription medications. You may be double dosing. For example, if you take a cold pill that contains acetaminophen (more than 600 OTC and prescription medicines do), don’t pop an additional Tylenol for good measure. Too much of the drug can cause liver damage. • Not recognizing the “rebound effect.” That’s when a drug produces reverse effects when the effect of the drug has passed or the patient no longer responds to it. In other words, a remedy meant to help may make a condition worse. This has been known to happen with pain relievers, OTC eye drops, decongestant sprays, sleeping pills and teeth whiteners. Best advice: If you don’t think a drug or product is working, don’t just take more of it. Talk to your doctor about alternatives.

Sunday, February 17, 2013

Prevent A Home Electrical Fire

According to the U.S. Fire Administration, home electrical problems cause more than 26,000 fires a year, half of which involve electrical wiring. Call an electrician if you have any of the following: • Problems with blowing fuses or tripping circuit breakers. • Discolored, cracked, or warm wall outlets or switches (if you see sparks, make the call as soon as possible). • A burning smell or rubbery odor from an appliance. • Flickering lights. Take these precautions: • Make sure your smoke detectors are working properly. • Replace old or damaged appliance cords immediately. • If buying a used appliance, ask if it has been tested for safety.

Tuesday, February 12, 2013

Relieve Eye Pain In Seconds

Do you spend much of the day staring at a computer, sending text messages on your phone, and ending the evening by watching a movie on a high-definition TV? No wonder your eyes are tired! Here are four exercises to relieve eye pain and make them not feel dry, itchy, blurred, and strained:  Eye Roll: While keeping your eyes open and head still, roll your eyes up to look at the ceiling, roll around clockwise slowly five times. Repeat the motion counter clockwise.  Palming: Rub the palms of your hands together until they are warm. Cover your eyes and concentrate on your breath until your palms cool.  Massage: Place your fingertips on your eyelids and gently move them in a circular motion for 60 seconds.  Temple Turning: Place the knuckles of your thumbs on the sides of your eyes near the temples. Massage by circling the temples three times. Do the same above the midpoint of your eyebrows and both sides of the bridge of your nose. It’s also a good idea to give your eyes a rest every 25 minutes spent reading or sitting in front of back-lit screen (computer, tablet, phone, TV). Simply get up and look around the room at other objects for 5 minutes.

Friday, February 8, 2013

Do You Have A Gas Leak?

Use these senses to recognize a gas leak: • SMELLING – If your house smells like rotten eggs, you may be in serious trouble. Natural gas suppliers add the scent to the gas as a warning that harmful vapors are leaking into the air. • HEARING – a leak may make a hissing sound or a loud roar. • SEEING – a leak may cause dust or debris to fly, create bubbling movement in water, or cause discoloration in green vegetation. Here’s how to respond to this deadly danger: • Get everyone out of the house, move a safe distance away, call 911 and your local gas company for help. To prevent electric sparks that could ignite an explosion, follow these tips: • Don’t turn on or off electrical switches. • Don’t start your car in the garage or use garage door openers. • Don’t strike a match.

Saturday, February 2, 2013

5 Foods That Fill You Up

If you’re watching your weight, you can eat more than salad for breakfast, lunch and dinner. These foods will help fill you up, not out: • Oatmeal (not instant). It’s a healthy carb with a high fiber content. • Eggs. Eat them for breakfast and you’ll have about 330 calories less than usual throughout the rest of the day. • Dark chocolate. Researchers say compounds in dark chocolate slow down digestion and make you feel full longer. But don’t eat the whole bar! • Soup. A Pennsylvania State study showed that people who had two servings of low-calorie soup daily lost 50 percent more weight than those who ate the same number of calories in snack foods. Choose broth or vegetables, not the creamy variety. • Pine nuts. They contain pinolenic acid, which stimulates hormones that suppress your appetite. Plus, your mouth likes the crunch.

Tuesday, January 22, 2013

Know The Do’s & Don’ts Of Travel Complaints

Have a bad travel experience over the holidays? Follow these tips to make your complaint heard: DON’T…  Relate every little thing that went wrong. You’ll sound like a whiner and the travel company won’t know which point to address. Just hit the “high” points that are most important to you.  Tell them a sob story. It’s unfortunate that you’re on a fixed income and you need the refund, but so are lots of other travelers.  Copy everyone in the world, including the CEO, the Better Business Bureau and your grandmother.  Threaten to sue or never to do business with the company again. A) Your letter may end up in the Legal Department; B) you don’t want to be labeled as a “difficult” customer; and C) you may have to use them again (for example, your family wants to take that cruise line). DO… • Put your complaint in writing, whether by email or letter, but keep it short and professional, without rage. Take the high road and tell them you’re looking for reasons to do business with them again. • Include any documentation. List exact times, places, names and dates. You’d be surprised how many people forget the most relevant details. • Give the system time to work. You may have to write a second letter or email if you don’t get a response in a reasonable period of time. But if you were legitimately disserviced, the airline or travel company will take you seriously and want to make it right.

Tuesday, January 15, 2013

Are You Prepared To Help Your Aging Parents?

Have you thought about how you would handle an emergency if your parent became injured or ill? Here are four ways to prepare: 1. Get access to important medical records and contacts. Your parents will rest easier knowing you have information on their medical history, doctors, pharmacies, medications, and insurance policies. 2. Automate deposits. Set up social security and any other retirement income to be automatically deposited into the bank. 3. Automate bills. Set up utilities to be automatically withdrawn each month, and keep a list of recurring charges to avoid late fees. 4. Assemble a care team. Enlist a team of people (including their friends and neighbors) who are willing to call you if anything happens. Talk to your parents’ health care providers to let them know you want to be involved in their care.

Tuesday, January 8, 2013

Stage Your Home 4 Success

Q. How can I “stage” my home so it sells quickly for the price I want? A. Make sure you address both the outside and the inside of the house by cleaning and de-cluttering everything, from the front yard to the garage to the kitchen, bathrooms, and basement. Put away your personal items so buyers can imagine themselves living there. One way to take years off your home is with paint. Check the home’s exterior paint job, and don’t forget the front door, mailbox, garage doors, and walkways. In the interior, remove the pictures from the walls (as well as old wallpaper) and paint the walls in a neutral color. Also, consider these tips if you want to sell your home fast for a good price: a) Hire professional cleaners to do the work; b) Get a home inspection before you put it on the market; and c) Make your landscaping look sharp. For a list of the specific steps you should take, ask for my Free Consumer Report called “4 Steps To Stage Your Home For A Fast Sale.” I’ll send a copy right to you. Call me at 206-226-0565

Friday, January 4, 2013

Quick Tricks to Make The Work Easier

Housecleaning isn’t fun, but you can make it easier on yourself by following these quick tips: 1. Set a timer. You are more likely to do a task if you have a cut-off time. 2. Clean the kitchen sink first. It has the most impact on the room’s appearance. It also removes one of your biggest sources of bacteria. 3. Don’t wear shoes in the house. 85% of the dirt coming into your home is tracked in on your shoes. Make your home a no-shoes-zone. 4. Create a per-room checklist. Create a list of chores for each room. This way, you can give another family member the list and teach the meaning of responsibility while also getting some help.

Thursday, January 3, 2013

4 Mistakes To Avoid When Bargaining

Whether at a yard sale or visiting a local market, it pays to know how to bargain. Follow these tips so both you and the seller are satisfied: Don’t rush. Visit with the seller. Express interest, let him or her know you like the item and ask for the price. Be willing to walk away if you don’t like the price. Don’t make the first offer. When the price has been named, wait before you say anything. After a few moments of silence, repeat the price so the seller knows you are listening. Slowly and deliberately give a reason why you are not willing to pay the asking price. Ask for their best price first. Don’t be combative. Place the item so both you and the seller can be looking at it, not each other. Show you are open to being fair. If the seller likes you, he or she is more likely to give you their best price. Don’t give ultimatums. Think of creative ways to make your lower offer agreeable. For example, suggest you might purchase multiple items if the price is right.