Roadside Assistance Plans

Being stranded on the side of the road with a flat tire or some other mechanical problem can happen to anyone at any time. A roadside assistance plan is the kind of purchase you hope you’ll never have to use, but having the right one when you need it most can save hundreds of dollars and a massive headache. Here’s what you need to know to choose the one right for you: • Many new cars (and some certified used cars) come bundled with assistance from auto manufacturers. Though they are often valid for the length of the warranty, check with the dealer when you purchase. • Popular roadside assistance carriers include AAA (aaa.com), Better World Club (betterworldclub.com), AARP Roadside Assistance (aarproadside.com), and Good Sam (goodsamroadside.com). However, add-on plans are also available from cell service carriers, credit card companies, and insurance providers, though the services they cover vary. Some may have restrictions on towing distance, the number of roadside assistance calls allowed each year, and out-of-pocket costs you may incur by using these services. • Because some coverage plans are for specific vehicles (such as those affiliated with a warranty), you may need additional plans for other family vehicles. However, other plans, such as cell phone-related assistance, cover certain people. In choosing coverage, make sure all relevant parties and vehicles in your family are appropriately protected.