Monday, March 9, 2015

5 Things To Never Carry In Your Wallet

Do you even know all the things that are in your wallet or purse right now? • Multiple credit cards. Carry just one card or possibly a debit card. Don’t carry specific credit cards (like a department store) or gift cards unless you’re going on a shopping trip. Good idea: Do a wallet inventory and photocopy all the cards you own so you can report their loss and replace them if necessary. • Your social security number. With this most important key to your identity and your name, thieves can do everything from opening new accounts to filing false tax returns. Good idea: Memorize your number. • Your passport. If you’re going overseas you must travel with it, but that doesn’t mean you have to keep carrying it around. Good idea: Carry a photocopy and leave the original in your hotel lockbox. • Checks. Your checks show your bank routing and account numbers, and thieves often sign them and get away with it. Good idea: If you must carry checks, take just what you might need for that day. • Password list. No one can remember all of them, I know. Good idea: Use an encrypted tool to store your password like the SplashID mobile app or LastPass.com for your computer.

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