Q. How can I protect my home (or a home I’m about to buy) from natural disasters?
A. Most parts of the country and Canada face at least one type of natural disaster, such as severe winter weather, high winds, hurricanes, flooding, earthquakes, wildfires and hailstorms.
According to the Institute for Business & Home Safety, the first thing you need to do is understand your risk. Is your house located near a woodland area? Is it within 50 miles of the coast? Is it within sight of a river or lake? Is it located in an earthquake zone?
You also need to consider the home’s history and how well it has been maintained. What year was it built and what was the building code then? Modern building codes can help homes stand up better to natural disasters.
In areas prone to wildfires or hurricanes, for example, your number one priority should be the roof. You can find specific actions to take to improve your home’s ability to withstand these disasters by going to a site like www.disastersafety.org.
If you have any questions, or need capable and trustworthy representation, please call me at 206-226-0565.
Monday, October 25, 2010
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