Friends—The Key To A Longer Life

According to Harvard’s School of Public Health, men who have lots of friends, social contacts, and relatives live longer, more satisfying lives. In a study of 28,000 men in their early 40s to late 70s, researchers found that men who were socially isolated loners were 20 percent more likely to die prematurely. The socially isolated group also was 53 percent more likely to die from heart related diseases and stroke. Unmarried men included in the study had markedly higher death rates than married men with a strong family support system did. It appears that making friends and nurturing social relationships not only will make you healthier, but it could make you a lot happier too!

Five Auto Maintenance Myths

Hit the brakes! You may be spending unnecessarily on car maintenance. Here’s how you can save money: For starters...make sure you read your owner’s manual! Most newer cars require a lot less maintenance than your family’s first car. Here are 6 more tips… 1. Oil Change. Some newer cars call for oil changes every 10,000 miles; the industry recommends every 7,500 miles. If you follow the factory schedule, your car will be in good shape well past the warranty period. 2. Lubricating The Chassis. Cars built in the past 10 years don’t require lubrication. Adding grease may end up costing you $$$. 3. Standard Tune-up. New cars have computer-controlled engines making the standard tune-up unnecessary. (No points and rotors...and some don’t have the standard distributor caps). 4. Flushing The Automatic Transmission System. Check your owner’s manual, but most manufacturers say it’s not needed until 60,000 miles. 5. Draining The Radiator. Most cars have closed systems and no longer need the radiator flushed twice a year. A new car’s coolant can last up to two years before it needs changing. 6. Changing Filters. Filters need replacing, but not at every oil change. Check your owner’s manual for recommended replacement intervals For more information, or to find a mechanic in your area, check the Car Talk section of http://www.cars.com.

Why You Should BCC…

Do you send or forward emails with all the original contacts showing? Here’s what you should do instead and why. If you’re sending an email, put your email in the To field and your distribution list in the Blind Carbon Copy (BCC) area. And if it’s a joke or other forwarded email that has been sent to a long list of recipients, delete all the email addresses in the body of the email itself before you hit send. It protects the privacy of people’s email addresses. Some of your recipients may prefer to keep their email address private. And if a person “replies to all,” it can be confusing and annoying. Those long forwarded email lists can be a bit tedious. Save your friends some time. You and your recipients will have less exposure to spammers. Spammers love to get their hands on valid email addresses. In fact, some of those innocent-looking emails (“pass this message on and you’ll have good luck for 5 years”) are actually started by spammers who are using the email as a tool to benefit themselves. Encourage your friends to use BCC as well. That’s what friends are for!

Free Trial? Maybe Not!

The next time you sign up for a free trial offer, be sure to read the fine print. While these offers can be a great way to try out a product, you might be agreeing to buy additional products and services if you don’t cancel within a specified time. It’s called the “negative option feature,” and it requires the customer to cancel or opt-out of a recurring charge for future products. While it’s not illegal, some questionable online merchants pre-check the consent box or bury the details under terms and conditions, making returns difficult. If this has happened to you, you’re not alone. A Visa survey showed 29 percent of American consumers have been victims of this option. The Better Business Bureau says it has received thousands of complaints from people who learned the hard way by signing up for online trial offers for acai berry supplements, detox products, teeth whiteners, free government grants and debt consolidation services. Best advice? Before you buy, read the offer carefully, pay attention to pre-checked boxes and check out the business at www.bbb.org.

Detecting “Unwanted” Visitors

Could you be sharing your home with uninvited visitors – like mice, squirrels, birds, or even termites? Pests are a common problem for everyone, so here are a few tips to spot them and what to do: Where you might find them. Look for animal droppings, signs of chewing, and odor in your kitchen, basement, closets, and attic. Check any moist areas like around air conditioning units. In the case of termites, look for “dirt tubes” around your home’s perimeter, particularly in cracks or crevices. What to do. You know how to trap mice in the kitchen. After you trap them, be sure to clean up crumbs and keep food sealed up. When it comes to larger animals, like squirrels, birds, or snakes, don’t try to remove them yourself. They can be dangerous when cornered. If you suspect you have the larger visitors or tiny bugs like termites, hire a professional animal catcher or pest control company.

Is Microphilanthropy For You?

Charitable giving comes in many forms, but the latest trend is toward microphilanthropy, which involves direct interaction between individual donors and projects. This giving is popular because donors can give small amounts that make a big difference and choose where their money goes. Some examples include DonorsChoose.org, which funds specific project requests from teachers in U.S. public schools; GlobalGiving.org, a marketplace that connects donors to 1,000 pre-screened grassroots charity projects around the world; ModestNeeds.org, which assists families who are unable to pay their monthly bills; and Kiva.org, which is peer-to-peer micro-lending to the applicant of the donor’s choice. You can check out these organizations, get tips on setting your philanthropic goals for 2011 and research more than 5,500 other charities by visiting www.charitynavigator.org, an independent charity evaluator.

Can Medication Make You Sick?

Medication is supposed to make us better, but it can have the opposite effect. Take care to avoid these medication mistakes: • Mixing over-the-counter (OTC) and prescription medications. You may be double dosing. For example, if you take a cold pill that contains acetaminophen (more than 600 OTC and prescription medicines do), don’t pop an additional Tylenol for good measure. Too much of the drug can cause liver damage. • Not recognizing the “rebound effect.” That’s when a drug produces reverse effects when the effect of the drug has passed or the patient no longer responds to it. In other words, a remedy meant to help may make a condition worse. This has been known to happen with pain relievers, OTC eye drops, decongestant sprays, sleeping pills and teeth whiteners. Best advice: If you don’t think a drug or product is working, don’t just take more of it. Talk to your doctor about alternatives.