Learn Almost Anything
Online For FREE
You don’t have to pay for a college degree program to learn over the internet. Whether you want to fix a leaky faucet, speak Chinese, or listen to a lecture on world history, there’s plenty of educational material available for free. Here are some good places to start (and some you might not have thought of):
• YouTube. It’s not just for funny videos any more. You can find tutorials on sports and home improvement as well as how to do the moonwalk! YouTube also has an education channel where you can view content from universities and other institutions. Go to www.youtube.com/edu and click on a category from Business to Social Science.
• The History Channel. On their site at www.history.com you’ll find videos on such subjects as the Civil War, Great Inventions and Space Exploration. Check out the videos under “Topics” and “Great Speeches.”
• DiscoveryEducation.com. Go here for videos on math, science, social studies and more that you can use to help your kids with their homework.
• University of California-Berkeley. Go to webcast.berkeley.edu to download hundreds of video or audio courses and on-campus lectures.
• The BBC. Visit www.bbc.co.uk/languages to study everything from Italian to Chinese. Taking a trip? Learn essential phrases in 36 languages.
• AcademicEarth.org. Watch lectures on subjects from Computer Science to Mathematics and Law given by professors from universities such as Harvard, MIT and UCLA.
• OpenCulture.com. This site is a guide to thousands of hours of the latest educational content on the web. Readers will be especially interested in the section on free e-books you can read on your computer.
Friday, September 30, 2011
Thursday, September 29, 2011
How to Find a Reputable Contractor
Q. We’re getting ready to remodel our home. What’s the best way to find a reputable contractor without being taken to the cleaners?
Complaints about home improvement contractors are one of the most frequent grievances received by the Better Business Bureau and the office of state attorneys general. So you are wise to ask this question. Here are five ways you can improve your chances of finding a reputable contractor:
1. Get referrals from other building professionals. Ask professionals who you know. For example, ask your plumber, roofer, painter for recommendations. Since they work with other contractors on other jobs, they know who’s good and who is not.
2. Get references. Get three customer references from the contractor for similar projects that were completed in the past two years. Check these references carefully, and maybe even see the work that was done. Ask them if they would hire the contractor again.
3. Check the contractor’s license, insurance, and permits. Make sure they are in order. Contact the Registrar of Contractors in your area.
4. Get a written cost estimate with specific details, schedule, and the projected completion date.
If you’re thinking of buying or selling a home and need competent and caring representation, please call me at 206-226-0565.
Complaints about home improvement contractors are one of the most frequent grievances received by the Better Business Bureau and the office of state attorneys general. So you are wise to ask this question. Here are five ways you can improve your chances of finding a reputable contractor:
1. Get referrals from other building professionals. Ask professionals who you know. For example, ask your plumber, roofer, painter for recommendations. Since they work with other contractors on other jobs, they know who’s good and who is not.
2. Get references. Get three customer references from the contractor for similar projects that were completed in the past two years. Check these references carefully, and maybe even see the work that was done. Ask them if they would hire the contractor again.
3. Check the contractor’s license, insurance, and permits. Make sure they are in order. Contact the Registrar of Contractors in your area.
4. Get a written cost estimate with specific details, schedule, and the projected completion date.
If you’re thinking of buying or selling a home and need competent and caring representation, please call me at 206-226-0565.
Saturday, September 24, 2011
5 EASY Money Saving Tips
Would you like a few new, creative ways to save a little money? Here are five tips to help you keep a little more “green” in your pocket:
1. Shop only when you need something. Don’t shop for fun unless you are hunting for a bargain.
2. Learn to do things yourself. Instead of hiring a painter, learn how to paint your kitchen like a professional. Want to landscape your yard? Take a free class at your local home improvement store on landscaping...and then do the work yourself.
3. Live within your means. Hold off on purchases until you can pay cash.
4. Research future purchases. Find the best value for your money. Avoid cheaply made items that end up costing you more in the long run.
5. Explore thrift stores and garage sales. Sometimes you can find high quality items at low prices.
1. Shop only when you need something. Don’t shop for fun unless you are hunting for a bargain.
2. Learn to do things yourself. Instead of hiring a painter, learn how to paint your kitchen like a professional. Want to landscape your yard? Take a free class at your local home improvement store on landscaping...and then do the work yourself.
3. Live within your means. Hold off on purchases until you can pay cash.
4. Research future purchases. Find the best value for your money. Avoid cheaply made items that end up costing you more in the long run.
5. Explore thrift stores and garage sales. Sometimes you can find high quality items at low prices.
Friday, September 23, 2011
The Power of One Small Step…
Are you having trouble losing weight? Saving money? Or reaching some of your goals? Here’s an interesting approach to life: Instead of trying to achieve the “big goals” try something small. For one minute a day, try making a small change. Sound intriguing?
Author Robert Maurer, “One Small Step Can Change Your Life,” says here’s how it works...instead of crash dieting, try taking one thing off your plate. Or, if can’t seem to find the time to exercise...walk one minute a day in front of the TV. Maurer’s clients reported that small steps led to big changes...one client lost 40 pounds with this approach.
Maurer says using small steps helps people overcome their fears and roadblocks. Small steps can reinforce and build good habits. Here are a few suggestions: Overspending? Take one item out of your cart before checking out. Feeling a little down? Take time to notice and cherish one small moment of joy a day. Craving fast food? Go ahead, but order the children’s meal.
Try it for a day, and then maybe a month, and see what happens.
Author Robert Maurer, “One Small Step Can Change Your Life,” says here’s how it works...instead of crash dieting, try taking one thing off your plate. Or, if can’t seem to find the time to exercise...walk one minute a day in front of the TV. Maurer’s clients reported that small steps led to big changes...one client lost 40 pounds with this approach.
Maurer says using small steps helps people overcome their fears and roadblocks. Small steps can reinforce and build good habits. Here are a few suggestions: Overspending? Take one item out of your cart before checking out. Feeling a little down? Take time to notice and cherish one small moment of joy a day. Craving fast food? Go ahead, but order the children’s meal.
Try it for a day, and then maybe a month, and see what happens.
Thursday, September 22, 2011
With $4.00 Gas its Time to Save Some Fuel!!
8 Simple Tips For Saving Fuel
Gasoline prices at the pump can take a toll on your pocketbook. Here are eight ways you can save the next time you “filler-up.”
1. Fill your gas tank in the morning or late evening when it is cool outside. It will help reduce fuel evaporation.
2. Service your vehicle regularly. A poorly tuned engine can increase fuel consumption by up to 50%.
3. Avoid excessive idling. Turn off the engine if you’re idling more than two minutes. Idling increases gas consumption by one gallon per hour.
5. Shop for the best price. When your fuel gauge is half-full start looking. Buying gas at wholesale clubs can save you up to 12 cents a gallon.
6. Park in the shade. You’re less likely to use your air conditioner if your car is cooler. When driving on the highway, keep your windows up to reduce air drag, which can reduce your gas mileage by10%.
7. Make sure your tires are inflated adequately. Under inflated tires can increase fuel consumption by 5%.
8. Avoid “fast starts.” They not only increase fuel consumption, but increase tire wear.
Gasoline prices at the pump can take a toll on your pocketbook. Here are eight ways you can save the next time you “filler-up.”
1. Fill your gas tank in the morning or late evening when it is cool outside. It will help reduce fuel evaporation.
2. Service your vehicle regularly. A poorly tuned engine can increase fuel consumption by up to 50%.
3. Avoid excessive idling. Turn off the engine if you’re idling more than two minutes. Idling increases gas consumption by one gallon per hour.
5. Shop for the best price. When your fuel gauge is half-full start looking. Buying gas at wholesale clubs can save you up to 12 cents a gallon.
6. Park in the shade. You’re less likely to use your air conditioner if your car is cooler. When driving on the highway, keep your windows up to reduce air drag, which can reduce your gas mileage by10%.
7. Make sure your tires are inflated adequately. Under inflated tires can increase fuel consumption by 5%.
8. Avoid “fast starts.” They not only increase fuel consumption, but increase tire wear.
Wednesday, September 21, 2011
Why Health Experts Never Use Plastic In The Microwave
Could using plastics in the microwave be dangerous to your health? The answer is “yes,” according to important news from John Hopkins Bloomberg School of Public Health.
There have been many stories circulating about the safety of microwaves, heating, plastics and food. Some have focused on dioxin, a known carcinogen. Dioxin occurs in our environment, primarily from the incineration of waste materials, according to Dr. Rolf Halden, at John Hopkins Bloomberg School. People are exposed to dioxin mostly from eating meat and fish rich in fat. But it may not be the sole offender.
There are other concerns we should consider, according to Halden. There’s a group of chemicals called “phthalates” that have been added to some plastics to make them flexible and less brittle. If you heat these plastics, it can increase the leaching of phthalates from the containers into your food.
Many scientific studies have shown that when you heat up an object, the chemicals are more likely to release into the environment. This is the same with plastics...and possibly the plastic packaging in some microwave meals.
Another chemical, diethylhexyl adipate (DEHA), is also used to make plastics more flexible. DEHA exposure can occur when eating certain foods wrapped in plastics. “It’s true that substances used to make plastics can leach into food,” says Edward Machuga, Ph.D., a consumer safety officer in the FDA’s Center for Food Safety and Applied Nutrition. “But the levels are low.”
What should you do? People should use heat resistant glass, Corning Ware or ceramic containers for heating food in the microwave. Don’t use foam or plastic carryout containers from restaurants or margarine tubs in the microwave, according to the FDA. And never use plastic storage bags, grocery bags, newspapers or aluminum foil in the microwave.
There have been many stories circulating about the safety of microwaves, heating, plastics and food. Some have focused on dioxin, a known carcinogen. Dioxin occurs in our environment, primarily from the incineration of waste materials, according to Dr. Rolf Halden, at John Hopkins Bloomberg School. People are exposed to dioxin mostly from eating meat and fish rich in fat. But it may not be the sole offender.
There are other concerns we should consider, according to Halden. There’s a group of chemicals called “phthalates” that have been added to some plastics to make them flexible and less brittle. If you heat these plastics, it can increase the leaching of phthalates from the containers into your food.
Many scientific studies have shown that when you heat up an object, the chemicals are more likely to release into the environment. This is the same with plastics...and possibly the plastic packaging in some microwave meals.
Another chemical, diethylhexyl adipate (DEHA), is also used to make plastics more flexible. DEHA exposure can occur when eating certain foods wrapped in plastics. “It’s true that substances used to make plastics can leach into food,” says Edward Machuga, Ph.D., a consumer safety officer in the FDA’s Center for Food Safety and Applied Nutrition. “But the levels are low.”
What should you do? People should use heat resistant glass, Corning Ware or ceramic containers for heating food in the microwave. Don’t use foam or plastic carryout containers from restaurants or margarine tubs in the microwave, according to the FDA. And never use plastic storage bags, grocery bags, newspapers or aluminum foil in the microwave.
Tuesday, September 20, 2011
How To Get A Leaner Stomach
If you’re like most of us out there you’d like to lose a little around the middle. The easiest way to get rid of stomach fat is to reduce your carbohydrates. These are foods many of us love to consume: crackers, chips, white bread, cakes, cookies, candy, pizza.
But if you’re really serious about losing your belly, there are some easy ways to do it, and it doesn’t require medical intervention. First, start by eating lean meat (chicken, turkey, and seafood). Eliminate breads, pasta, rice, baked goods, candy and alcohol for two weeks, so you can train your body to live without the cravings. Limit fruits for the first two weeks, but you can eat lots of veggies.
At week three you can add a small serving of rice, pasta or bread two times a day. Continue to eliminate refined sugars from your diet. Next issue we’ll discuss where you go from here.
But if you’re really serious about losing your belly, there are some easy ways to do it, and it doesn’t require medical intervention. First, start by eating lean meat (chicken, turkey, and seafood). Eliminate breads, pasta, rice, baked goods, candy and alcohol for two weeks, so you can train your body to live without the cravings. Limit fruits for the first two weeks, but you can eat lots of veggies.
At week three you can add a small serving of rice, pasta or bread two times a day. Continue to eliminate refined sugars from your diet. Next issue we’ll discuss where you go from here.
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