Wednesday, April 8, 2009

Public Speaking Tips From The Experts!

You’ve just been asked to lead a meeting, introduce someone at a dinner or church, or give a speech in front of a large group. Are you feeling panicked?
If you’re like thousands of people, you may have a real fear of public speaking.
But there’s really no need to worry, says Janet Esposito, author of “In the Spotlight: Overcome Your Fear of Public Speaking and Performing.”

“Your audience wants you to succeed!” she says. “The key to success is in the preparation.” You can make your next public speaking experience a success by following these expert tips:

1. Make a list of material you want to cover. Outline your material, and then write down the words you want to use and revise as needed.
2. Check for accuracy, redundancies, and clichés. Use everyday language that both you and your listeners are comfortable with. Avoid using a lot of technical terms and statistics.
3. Use a tape recorder and practice aloud until you are comfortable with your delivery.
4. Print your key points on index cards. You can refer to them while speaking.
5. Consider your audience’s level of knowledge on the subject. Be prepared to answer questions.
6. Picture yourself speaking with confidence in a loud, clear voice.
7. Don’t mention that you are nervous or that you have problems with speaking. That calls attention to something the audience hasn’t even noticed.
8. Focus on your message and the information your audience needs, not on yourself.

The E-Mail That Got Away

Remember that email you sent…and then wished you hadn’t. Maybe you inadvertently passed on some business information that was a secret, or data that wasn’t quite right. Well, you’re not alone. Now there are a few new programs on the market that can delete or recall your email—even after you’ve sent it!
Authentica, Inc. offers encryption technology that lets you look at e-mails but it does not save, copy, print, or forward them. And you can recall or kill off your
e-mails, even after they’ve been opened by another person.
Omniva Policy Systems offers an e-mail “shredder” that lets you specify a “detonation time” of from 30 minutes to years after the e-mail is sent. And even while the e-mail is still live, the receiver must have a special password to read it. Visit www.authentica.com or www.disappearing.com for more information on this revolutionary technology.

The Most Important Purchase Of Your Life?

Ever wake up tired or sore from a night’s sleep? If so, you’re not alone. Many people suffer from sleepless nights and don’t know why. But did you know the likely culprit may “rest” with your mattress?

We all know that a good night’s sleep is essential for your health and wellbeing. So, if you’re not getting the best sleep possible, you may want to start shopping for a new mattress. It’s recommended that you replace a mattress every eight to 10 years. Here are a few tips to follow. First and foremost, don’t let anyone, (that includes pushy salespeople) tell you what kind of mattress you need. Your body will help you make that decision.

Before You Buy, Always Test The Mattress. How you sleep may have an impact on the best mattress for you. If you like to sleep on your stomach, you may like a medium firm mattress. If you sleep on your side, you may want a bed that is softer on your hips and shoulders. If you sleep on your back, you may like a firmer bed. Whatever position you prefer, let your body find the mattress that works best for you.

Traditional Coil Mattresses - The S’s Have It!
Coil-spring mattresses are the most popular mattresses on the market. The leading mattress manufacturers all begin with the letter S:
Simmons, Spring Air, Sealy, Serta, and Stearns & Foster. You can expect to pay about $299 for a twin set to $999 for a popular queen-sized model, and much more for the luxury mattresses. There are many less-known brands that offer the same quality, but for about $100 less. If you buy below these prices, you may find your mattress may not last long. The old adage, “you get what you pay for,” especially holds true when buying a mattress.

Latex Mattresses – A Good Idea For Allergy Sufferers
Latex mattresses are antimicrobial and antibacterial, so they don’t harbor dust mites — a leading cause of allergies. Many people like the softness and support found with latex mattresses. They are a bit more expensive than the traditional coil mattresses, from about $899 for a twin set to $1,499 for a queen set. Latex mattresses, however, are not suitable for anyone who is allergic to latex! Nature’s Rest is the leading manufacturer.

Foam Mattresses – A Revolutionary Idea
“Viscoelastic temperature sensing” foam mattress sales have taken-off in the last decade. NASA first developed the body-hugging technology, which uses your body heat and weight, to create “memory cells” within the mattress. The memory cells then adjust to your body’s form, providing comfort and support. Tempur-Pedic, and Strobel Technologies offer a twin bed for $999; a queen set at $1,399. You also will need to purchase a foundation for about $149-$300.

Air Beds – The Latest Craze
According to analysts, air beds are the fastest growing segment in the industry. They are popular because they offer dual controls for couples with different firmness preferences. Each person can adjust the firmness of the mattress, by either increasing or decreasing air pressure. Prices start at about $450 for a twin, and $1,700 for a queen-sized model. Comfortaire and Select Comfort are the leading air bed manufacturers.

Before you buy a mattress, do your homework. Check the retailer’s return policy. Mattress manufacturers generally offer a 10-year warranty, or more. Some retailers offer their own warranty. This is a plus because if you have a problem, you can avoid the hassle of returning the mattress to the manufacturer. Watch out for any extra costs. Some mattress retailers offer free delivery; some do not. Most retailers include the basic metal frame in the price; some do not.

Bottom line? If you not getting the best sleep possible, you may want to start shopping for a new mattress. It just might be the most important purchase in your life!

Friday, April 3, 2009

Chocolate—Miracle Health Food

If you love chocolate, you don’t need to feel guilty anymore! Here’s why. Nutritionists at Penn State University have discovered that chocolate has powerful (and very healthy!) antioxidant properties. Chocolate (especially the very dark chocolates) have been found to have high levels of the antioxidant flavonoids called flavanols. Long-term studies have shown that people with high blood levels of flavonoids have a lower risk of heart disease, lung cancer, prostate cancer, asthma, and type-2 diabetes.

Researchers found that Dove Dark Chocolate packed a walloping amount of the heart-healthy flavanols. It reduced bad LDL cholesterol, boosted antioxidant levels in the blood and raised good HDL cholesterol by 4 percent. In the lab, they discovered chocolate reduces blood clotting, and may stabilize arterial plaque, making it less likely to travel and cause stroke and heart attack. “The chocolate flavanol factor” also triggers production of nitric oxide, which maintains flexible arteries and increases blood flow – great for controlling high blood pressure! So the next time you unwrap a savory piece of dark chocolate and offer some to a friend, you can say, “To your health and long life!”

Friends—The Key To A Longer Life

According to Harvard’s School of Public Health, men who have lots of friends, social contacts, and relatives live longer, more satisfying lives. In a study of 28,000 men in their early 40s to late 70s, researchers found that men who were socially isolated loners were 20 percent more likely to die prematurely. The socially isolated group also was 53 percent more likely to die from heart related diseases and stroke. Unmarried men included in the study had markedly higher death rates than married men with a strong family support system did.

It appears that making friends and nurturing social relationships not only will make you healthier, but it could make you a lot happier too!

Save BIG On Prescription Drugs

Anyone who buys medications from their local pharmacy can’t help but wonder about the high cost of prescription drugs. By applying a little knowledge and forethought at the doctor’s office—and at the pharmacy counter, you can save BIG money…and get the medications that you need to stay healthy! Here are a few practical strategies to help you SAVE on your health care needs:

1. This one is simple…don’t take medications you don’t really need. If a change in diet, more exercise, and weight loss will get the job done, then by all means try that approach first.
2. Buy in bulk when possible. The larger the quantity, the greater the savings. Ask your doctor for a 90-day prescription if you are on a daily medication.
3. Routinely ask your doctor or pharmacist if there is generic equivalent for a prescribed medication. Generics can be as effective and cost less.
4. If you are starting a new drug, ask your doctor for free samples. Then if you have a bad reaction and can’t continue, you haven’t wasted money on a full bottle of pills or ointment.
5. Ask your doctor for a higher dose, and then cut the pills in half by scoring them with a kitchen knife or pill-splitter. Not all drugs can be split, so consult with your doctor first.
6. Compare prices at your neighborhood drug stores. Many of the “big box” stores feature pharmacies that have lower prices on prescription drugs.
7. Check out mail order drug companies and the blossoming internet outlets. Medications can be 20 percent cheaper and shipped to you.
8. Use discount cards promoted by pharmacies and consumer groups (like AARP). The savings can be up to 40 percent with these special programs.
9. If you can’t afford medication, at least 30 states now have active prescription drug assistance programs for the low-income and elderly.

7 Secrets by TRUE Millionaires

The tech boom and the stock market “bubble” of the 1990s have come and gone like a bright, shining dream. And visions of “instant millionaires” created by stock options and killer web sites have all but evaporated. So what really defines being “wealthy” in the 21st century and who has it…for real?

Thomas J. Stanley, author of the bestseller “The Millionaire Next Door,” interviewed 1,000 millionaires to find out what traits, attributes, and habits they have in common.

Stanley sorted through the “showboat” wealthy (those living affluent lifestyles but actually burdened with debt) to find the genuine “balance sheet” millionaires—those with solid assets between $2 and $5 million. And what he found is that the basic rules for creating and keeping wealth are still driven by old-fashioned, common sense values. Here are seven key factors that make a “real” millionaire:

1. They started their own business and acquired wealth by finding a profitable niche in the market. They also love what they do for a living, and are motivated by building a business—not by amassing wealth for its own sake.
2. “Real” millionaires live comfortable lifestyles, but they are not extravagant or wasteful. On the average, they live in homes valued at $350,000 and drive mid-priced cars.
3. They stay married to responsible, stable spouses who run tight, efficient households. Their mates clip coupons, buy household items in bulk, and keep track of the household expenses.
4. They spend less than they earn, and follow a savings plan as a life-long habit.
5. TRUE millionaires do not speculate when it comes to investments. Once their businesses have reached maturity, they invest wisely to grow capital. They rarely visit a casino to gamble, and almost never buy lottery tickets.
6. Most of the millionaires were average students who had little encouragement to succeed in life. They developed leadership skills through sports and nurtured determination and a will to succeed—on their own.
7. Two strong characteristics the TRUE millionaires all had in common were an unwavering belief in themselves and their abilities. They dared to think differently from the crowd!